This home is in Deercreek, Jacksonville — a gated community home in Jacksonville.
Sold·Closed Aug 3, 2026·137 days on market·Recent sales in Deercreek·Deercreek
9965 Chelsea Lake Road
Jacksonville, FL 32256
2 more homes for sale in Deercreek →Search Deercreek on the map
About this home
Deercreek
Beautiful 4BR/3.5BA home located in the desirable gated community of Deercreek Country Club. Surrounded by mature trees and natural beauty, this thoughtfully designed split floor plan offers both privacy and functionality, with a spacious primary suite on the first floor separated from the additional bedrooms - perfect for families or hosting guests. The large bonus room upstairs serves as an excellent 4th bedroom plus living space and a full bathroom. Enjoy open, inviting living spaces ideal for everyday living and entertaining. Large windows bring in abundant natural light and showcase the serene, tree-lined setting. Situated on a private lot with no neighbor behind, you'll love the added peace and quiet along with the extra sense of seclusion. Centrally located, this home provides easy access to shopping, dining, and everyday conveniences - making errands and outings effortless. A rare opportunity to enjoy privacy, location, and community amenities all in one exceptional property.
Next steps in Deercreek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,672 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $557,956 | $279,145 | — |
| 2024 | $527,955 | $270,571 | ▲ $49,779 |
| 2023 | $495,520 | $261,234 | — |
| 2022 | $449,101 | $252,169 | — |
| 2021 | $367,224 | $243,368 | — |
| 2020 | $350,706 | $239,318 | — |
2025 property taxes (current owner): $5,482/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 3, 2026Closed$575,000
- Jul 7, 2026Active Under Contract$575,000
- Feb 21, 2026Listed$575,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $211/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9957 Chelsea Lake Road, Jacksonville, FL 32256Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $505,000 | $228 | 3/2 | 2,215 | 101 | 0 |
| 9978 Vineyard Lake Road, Jacksonville, FL 32256Listed by NON MLS (realMLS) | Aug 2026 | $900,000 | $303 | 5/4 | 2,967 | 0 | 0.3 |
| 8325 Amherst Hills Lane, Jacksonville, FL 32256Listed by WATSON REALTY CORP | Aug 2026 | $615,000 | $247 | 4/3 | 2,494 | 4 | 0.3 |
| 10098 Chester Lake Road E, Jacksonville, FL 32256Listed by WATSON REALTY CORP | Sep 2026 | $635,000 | $221 | 4/3.5 | 2,873 | 229 | 0.4 |
| 10578 Castlebar Glen Drive S, Jacksonville, FL 32256Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jul 2026 | $560,000 | $204 | 4/3 | 2,750 | 122 | 0.4 |
| 8240 Wallingford Hills Lane, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $645,000 | $202 | 5/4 | 3,196 | 75 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: POINT PROPERTIES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Deercreek
Deercreek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Deercreek homes for sale →Keep looking
More homes in Deercreek
For Sale7805 Rittenhouse LaneJacksonville, FL 32256
5 bd · 4 ba · 3,155 sq ft
$729,888Est. $3,885/moWelcome to luxury living in the highly sought-after gated community of Deercreek Country Club. Nestled on a quiet…
Listing Office: crossview realty
For Sale9937 Watermark Lane WJacksonville, FL 32256
4 bd · 3.5 ba · 3,133 sq ft
$735,000Est. $3,912/mo** Seller is offering a $5,000 credit toward buyer's closing costs.** Beautifully renovated lakefront home on a large…
Listing Office: united real estate gallery
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines