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This home is in Deercreek, Jacksonville — a gated community home in Jacksonville.

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Active

Active·45 days on market·Deercreek

7805 Rittenhouse Lane

Jacksonville, FL 32256

$738,000$234/sqftEst. $3,806/moMLS# 2152040

Beds

Baths

3,155

Sq Ft

1997

Built

Garage

Pool

About this home

Deercreek

Welcome to luxury living in the highly sought-after gated community of Deercreek Country Club. Nestled on a quiet cul-de-sac and backing to a serene lake, this beautifully maintained 5-bedroom, 4-bath home offers the perfect blend of elegance, comfort, and functionality. Soaring ceilings, abundant natural light, and a desirable floor plan create an inviting space for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, a designer backsplash, and opens seamlessly to the family room with a cozy fireplace. The spacious primary suite includes tray ceilings, dual walk-in closets, and a spa-inspired bath. A split-bedroom layout provides privacy, while the upstairs fifth bedroom and full bath make an ideal guest suite, bonus room, or home office. Relax on the large covered lanai overlooking the lake with mature landscaping, and frequent deer sightings. Enjoy the beauty of this premier country club community. Move-in ready and a must-see!

Cost to own

Mortgage calculator

Home Price

$738,000

Down Payment: 20%

$147,600

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,806

Principal & Interest: $3,806

Property taxes (est.): $1,205

Insurance (est.): $492

Estimated Total Monthly

$5,503

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,806

Property taxesest. at asking price, Duval County$1,205

HOAbilled quarterly$160

Estimated total, before insurance$5,171/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,044/yr · $837/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $713,000 in March 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$602,837	$535,117	—
2024	$587,254	$519,188	▲ $49,466
2023	$557,465	$502,465	—
2022	$506,188	$378,405	—
2021	$415,928	$365,928	—
2020	$397,135	$397,135	—

2025 property taxes (current owner): $10,044/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,678 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2026Price change$738,000−$10,000
Jun 24, 2026Listed$748,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$738,000

Price / Sq Ft$234

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,155

Acres0.41 acres

Year Built1997

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address7805 Rittenhouse Lane, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionDeercreek Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size17,859.6 sq ft

Parcel Number1678070575

ZoningResidential

Amenities

AmenitiesGated, Park, Pickleball, Playground, Racquetball, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne and One Half

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityFire Alarm, Gated with Guard