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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a golf course home in Jacksonville.

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Active

Active·Listed today

7839 Heather Lake Court E

Jacksonville, FL 32256

$575,000$302/sqftEst. $2,987/moMLS# 2163769
3
Beds
2
Baths
1,905
Sq Ft
1997
Built
2
Garage
No
Pool

About this home

Jacksonville

OPEN HOUSE 12-2 Sunday bring ID for guard gate. Rare offering in Deer Creek. This 3 bedroom 2 bath home sits on a beautiful nature preserve that is walking distance to the newly renovated Deer Creek country club. With a secure gated entry and mature oak canopy Deer Creek is one of the most established and exclusive communities in Jacksonville. Deer Creek offers not only one of the finest golf courses in NE Florida but social activities, pickleball, swimming pool, and driving range. Deer Creek offers a lifestyle few can afford. Move in with nothing to do. New paint, beautifully remodeled bathrooms, large flex space addition, and a private hot tub. This opportunity will not last long.

Cost to own

Mortgage calculator

$575,000
$115,000
Loan Term
Monthly Payment
$2,987
Principal & Interest: $2,987
Property taxes (est.): $939
Insurance (est.): $383
Estimated Total Monthly
$4,309
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,987
Property taxesest. at asking price, Duval County$939
HOAbilled quarterly$160
Estimated total, before insurance$4,085/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,106/yr · $425/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,106/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 10, 2026Active$575,000
  • Sep 7, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000
Price / Sq Ft$302
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,905
Acres0.34 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address7839 Heather Lake Court E, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionDeer Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size14,810.4 sq ft
Parcel Number1678020190
ZoningResidential

Amenities

AmenitiesPool, Golf Course, Pickleball, Security, Tennis Court(s)
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringStone
# of Stories1
LevelsOne
SecurityGated with Guard
Spa FeaturesAbove Ground

Exterior

Lot DescriptionWetlands, Wooded
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 10, 2026
Days on Market0
HOA Fees$479 / Quarterly
HOA FrequencyQuarterly
HOA NameDeer Creek
Tax Amount$5,105.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FUTURE HOME REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

9/13/2026

12:00 pm - 2:00 pm

Contact Krista Fracke