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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Deercreek, Jacksonville — a golf course home in Jacksonville.

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Active

Active·47 days on market·Deercreek

7839 Heather Lake Court E

Jacksonville, FL 32256

$575,000$258/sqftEst. $3,160/mo mortgageMLS# 2163769
3
Beds
2
Baths
2,228
Sq Ft
1997
Built
2
Garage
No
Pool

9 more homes for sale in Deercreek →Search Deercreek on the map

FEMA Zone XHOA $160/mo14,810 sqft lotSingle Family Residence1 story

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About this home

Deercreek

Rare offering in Deer Creek. This 3 bedroom 2 bath home sits on a beautiful nature preserve that is walking distance to the newly renovated Deer Creek country club. With a secure gated entry and mature oak canopy Deer Creek is one of the most established and exclusive communities in Jacksonville. Deer Creek offers not only one of the finest golf courses in NE Florida but social activities, pickleball, swimming pool, and driving range. Deer Creek offers a lifestyle few can afford. Move in with nothing to do. New paint, beautifully remodeled bathrooms, large flex space addition, and a private hot tub. This opportunity will not last long.

Next steps in Deercreek

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,160
Property taxesest. at asking price, Duval County$939
HOAbilled quarterly$160
Estimated total, before insurance$4,258/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,106/yr · $425/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$575,000
$115,000
Loan Term
Monthly Payment
$3,160
Principal & Interest: $3,160
Property taxes (est.): $939
Insurance (est.): $383
Estimated Total Monthly
$4,482
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:37 AM, sunset 6:42 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,106/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Active$575,000
  • Sep 7, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $258/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10165 Fawn Lake Court, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$355,000$1903/21,867660.4
7699 Fawn Lake Drive S, Jacksonville, FL 32256Listed by JPAR CITY AND BEACHAug 2026$369,900$2094/21,771230.4
10098 Chester Lake Road E, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$635,000$2214/3.52,8732290.9
9927 Chelsea Lake Road, Jacksonville, FL 32256Listed by WATSON REALTY CORPOct 2026$595,000$2124/32,8074201
8875 Timberjack Lane, Jacksonville, FL 32256Listed by ROUND TABLE REALTYAug 2026$428,000$2483/21,72591.1
11030 Town View Drive, Jacksonville, FL 32256Listed by ERA ONETEAM REALTYOct 2026$445,000$2422/21,83831.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$575,000
Price / Sq Ft$258
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,228
Total Structure Area2,448 sq ft
Acres0.34 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address7839 Heather Lake Court E, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionDeer Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size14,810.4 sq ft
Parcel Number1678020190
ZoningResidential

Amenities

AmenitiesPool, Golf Course, Pickleball, Security, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringStone
# of Stories1
LevelsOne
SecurityGated with Guard
Spa FeaturesAbove Ground

Exterior

Lot DescriptionWetlands, Wooded
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 10, 2026
Days on Market47
HOA Fees$479 / Quarterly
HOA FrequencyQuarterly
HOA NameDeer Creek
Tax Amount$5,105.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FUTURE HOME REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Deercreek

Deercreek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Deercreek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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