This home is in Sweetwater, Jacksonville.
Sold·Closed Aug 5, 2026·4 days on market·Recent sales in Sweetwater·Sweetwater
11345 Sugar Loaf Court
Jacksonville, FL 32256
12 more homes for sale in Sweetwater →Search Sweetwater on the map
About this home
Sweetwater
Welcome to Sweetwater by Del Webb, a premier gated 55+ active-adult community! This beautifully maintained ''Cypress'' home features 2 bedrooms plus a versatile flex room ideal as an office, hobby room, or third bedroom. Open-concept living, volume ceilings, abundant natural light, and solid-surface flooring create a bright, inviting atmosphere. Situated on a private wooded preserve lot, the home offers exceptional privacy and a peaceful natural setting. Enjoy the spacious screened lanai with 11-foot ceilings and oversized raised courtyard paver patio--perfect for relaxing or entertaining. Recent updates include a freshly painted interior, new sun tunnels, new roof (2025), variable-speed HVAC, water softener, heat pump water heater (2025), Euro-style shower door (2026), and insulated garage door with new opener. Just a five-minute lakeside stroll to Summerland Hall and Sweetwater's outstanding resort-style amenities. Wonderful neighbors. Coveted location. Move-in ready.
Next steps in Sweetwater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,713 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $397,740 | $347,018 | ▲ $10,000 |
| 2024 | $388,703 | $198,369 | — |
| 2023 | $375,795 | $191,135 | — |
| 2022 | $333,688 | $184,112 | — |
| 2021 | $273,672 | $177,294 | — |
| 2020 | $266,408 | $174,156 | — |
2025 property taxes (current owner): $6,686/yr
Estimated taxes if purchased at asking price: ~$9,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 6, 2026Closed$499,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $288/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11344 Sugar Loaf Court, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $400,000 | $263 | 3/2 | 1,519 | 57 | 0 |
| 9223 Sunrise Breeze Circle, Jacksonville, FL 32256Listed by ASSIST2SELL FULL SERVICE REALTY LLC. | Aug 2026 | $510,000 | $244 | 3/3 | 2,092 | 16 | 0.2 |
| 9258 Saltwater Way, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $495,000 | $240 | 2/2 | 2,059 | 3 | 0.3 |
| 11225 Water Spring Circle, Jacksonville, FL 32256Listed by PONTE VEDRA CLUB REALTY, INC. | Aug 2026 | $428,000 | $248 | 3/2 | 1,725 | 3 | 0.3 |
| 9092 Sweet Tree Trail, Jacksonville, FL 32256Listed by COASTAL HOMES NORTH FLORIDA LLC | Jul 2026 | $424,000 | $247 | 3/2 | 1,714 | 3 | 0.3 |
| 9233 Rosewater Lane, Jacksonville, FL 32256Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $472,500 | $270 | 2/2 | 1,750 | 7 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOMECOIN.COM
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sweetwater
Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Sweetwater homes for sale →Keep looking
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For Sale9114 Honeybee LaneJacksonville, FL 32256
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For Sale9240 Waterglen LaneJacksonville, FL 32256
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For Sale9239 Sunrise Breeze CircleJacksonville, FL 32256
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$579,900Est. $3,086/moTucked inside the gated, 55+ Sweetwater by Del Webb community, this single-story, fully renovated, concrete block home…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines