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This home is in Sweetwater, Jacksonville.

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Active·Listed today·Sweetwater

11344 Sugar Loaf Court

Jacksonville, FL 32256

$414,000$273/sqftEst. $2,203/moMLS# 2155340
3
Beds
2
Baths
1,519
Sq Ft
2005
Built
2
Garage
No
Pool

About this home

Sweetwater

Step inside this meticulously maintained 3-bedroom, 2-bathroom home, ideally situated in the sought-after 55+ community of Sweetwater by Del Webb. Featuring fresh interior paint, brand-new carpet in the bedrooms, and a bright, open-concept floor plan, this home is move-in ready and designed for comfortable living. Roof new in 2023. Abundant natural light fills the bedrooms and main living areas, creating a warm and welcoming atmosphere. The spacious living room flows seamlessly to the screened porch, where you can relax and enjoy peaceful pond views with the added privacy of no rear neighbors. Located just steps from the community clubhouse and its impressive array of amenities, you'll have endless opportunities for recreation, social activities, and relaxation. Conveniently located near shopping, restaurants, medical offices, and more, this home offers the perfect combination of comfort, convenience, and an active lifestyle.

Cost to own

Mortgage calculator

$414,000
$82,800
Loan Term
Monthly Payment
$2,091
Principal & Interest: $2,091
Est. Taxes & Insurance: $523
Estimated Total Monthly
$2,614
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,203
Property taxesest. at asking price, Duval County$676
HOAbilled monthly$275
Estimated total, before insurance$3,154/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,908/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 14, 2026Listed$414,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$414,000
Price / Sq Ft$273
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,519
Acres0.20 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
55+ CommunityYes

Community Information

Address11344 Sugar Loaf Court, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSweetwater By Del Webb
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size8,712 sq ft
Parcel Number1677571225

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Pickleball, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Exterior FeaturesStorm Shutters
Lot DescriptionCul-De-Sac
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionStucco

Additional Information

Date ListedJuly 14, 2026
Days on Market0
HOA Fees$275 / Monthly
HOA FrequencyMonthly
Tax Amount$5,908.42
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityYes
New ConstructionNo

The neighborhood

About Sweetwater

Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Sweetwater homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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