This home is in Cortez on the Water, St. Augustine.
Active·Listed today·Cortez on the Water
80 Cortez Avenue
St. Augustine, FL 32080
3 more homes for sale in Cortez on the Water →Search Cortez on the Water on the map
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About this home
Cortez on the Water
Introducing 80 Cortez Ave., a recently completed luxury waterfront residence in the heart of Davis Shores. Built in 2025, this exceptional three-story home offers a rare combination of modern design, deep-water boating access, incredible views and walkable island living. A private elevator services all levels, leading to a spectacular rooftop terrace with panoramic Intracoastal Waterway views, stunning sunsets, and the historic skyline of St. Augustine. Included is a coveted 60' x 15' deep-water boat slip with power and water, accommodating larger vessels and providing effortless access to the Intracoastal and Atlantic Ocean. Ideally located, enjoy walking or biking to historic downtown St. Augustine, the beaches, St. Augustine Amp, restaurants, and marinas. New construction, luxury finishes, rooftop living, and premier boating access combine to create one of the most compelling waterfront opportunities on Anastasia Island.
Next steps in Cortez on the Water
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Membrane — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,622 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:22 AM, sunset 7:03 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Oct 7, 2026Listed$1,399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MAXREV, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Cortez on the Water
Cortez on the Water is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Cortez on the Water homes for sale →Keep looking
More homes in Cortez on the Water
For Sale82 Cortez AvenueSt. Augustine, FL 32080
4 bd · 3.5 ba · 2,867 sq ft
$1,329,000Est. $7,073/mo*Private rooftop terraces redefine the living experience at Cortez on the Water, creating a seamless indoor-outdoor…
Listing Office: house & haven
For Sale15 Comares AvenueSt. Augustine, FL 32080
4 bd · 3.5 ba · 2,872 sq ft
$1,100,000Est. $5,855/mo*Private rooftop terraces redefine the living experience at Cortez on the Water, creating a seamless indoor-outdoor…
Listing Office: house & haven
For Sale73 Cortez AvenueSt. Augustine, FL 32080
4 bd · 3.5 ba · 2,867 sq ft
$2,049,000Est. $10,906/moDirect waterfront residences within Cortez on the Water rarely come to market. This sophisticated residence pairs…
Listing Office: house & haven
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines