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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cortez on the Water, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Nov 20, 2025·107 days on market·Recent sales in Cortez on the Water·Cortez on the Water

33 Cortez Avenue

St. Augustine, FL 32080

$1,100,000sold priceListed at $1,175,000 · 93.6% of asking$383/sqftMLS# 2095673
4
Beds
3.5
Baths
2,872
Sq Ft
2024
Built
2
Garage
No
Pool

4 more homes for sale in Cortez on the Water →Search Cortez on the Water on the map

HOA $1278/moWaterfrontCondominium3 storiesNew construction

About this home

Cortez on the Water

Welcome to 33 Cortez within Cortez on the Water—an exclusive enclave of 30 luxury waterfront residences nestled on Anastasia Island along the Intracoastal Waterway. Capturing panoramic views of Salt Run, the Intracoastal, the historic St. Augustine Lighthouse, and the downtown skyline, this beautifully appointed Swordfish floor plan is perfectly positioned just minutes from historic downtown, Anastasia State Park, and the city's most beloved coastal dining and attractions. This 2,872 sq ft three-story residence offers a private in-unit elevator, deeded boat slip with direct deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway enhances the home's timeless curb appeal. The first floor features a private guest suite or flexible entertainment room pre-plumbed for a wet bar (optional upgrade), a stylish full bath, a dedicated laundry room, and

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$6,045
Property taxesest. at asking price, St. Johns County$1,464
HOAbilled quarterly$1,278
Estimated total, before insurance$8,787/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $312/sq ft; this home is listed at $409/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
47 Cortez Avenue, St. Augustine, FL 32080Listed by HOUSE & HAVENSep 2026$1,900,000$6624/3.52,8723910
45 Cortez Avenue, St. Augustine, FL 32080Listed by HOUSE & HAVENAug 2026$1,925,000$6704/3.52,8723460
193 Leeward Island Drive, St. Augustine, FL 32080Listed by LPT REALTY LLCOct 2026$430,000$2073/2.52,081321.6
3324 Harbor Drive, St. Augustine, FL 32084Listed by CRYSTAL CLEAR REALTY, LLCJul 2026$710,000$3123/3.52,275602.1
103 Sunset Circle, St. Augustine, FL 32080Listed by THE NEWCOMER GROUPJan 2026$482,000$2223/2.52,17142.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,175,000
Price / Sq Ft$409
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,872
Year Built2024
TypeResidential
Sub-TypeCondominium
StyleContemporary, Other
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

ElementaryR.b. Hunt
MiddleSebastian

Community Information

Address33 Cortez Avenue, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionCortez on the Water
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number218431-0108
ZoningResidential

Amenities

AmenitiesPool, Other, Boat Dock, Marina, Spa/Hot Tub
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewIntracoastal, Marina

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Elevator, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
# of Stories3
LevelsThree Or More
LaundryLower Level
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony, Boat Slip, Impact Windows
Patio / PorchCovered, Patio
Road SurfaceAsphalt

Additional Information

Date ListedJune 27, 2025
Days on Market107
HOA Fees$3,834.1 / Quarterly
HOA FrequencyQuarterly
HOA NameThe CAM Team
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: HOUSE & HAVEN

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cortez on the Water

Cortez on the Water is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Cortez on the Water homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines