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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sunset Point, St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Jan 8, 2026·4 days on market·Recent sales in Sunset Point·Sunset Point

103 Sunset Circle

St. Augustine, FL 32080

$482,000sold priceListed at $495,000 · 97.4% of asking$222/sqftMLS# 2119944
3
Beds
2.5
Baths
2,171
Sq Ft
2004
Built
2
Garage
No
Pool

4 more homes for sale in Sunset Point →Search Sunset Point on the map

HOA $112/mo7,405 sqft lotTownhouse2 stories

About this home

Sunset Point

Situated on a deep lot backing up to a private preserve, this townhome offers one of the best values and most efficient floor plans on Anastasia Island, with just shy of 2,200 square feet utilized to perfection. The main living level is open and bright, with the kitchen, dining, and living areas blending seamlessly together for both everyday living and entertaining. Updates include professionally painted cabinetry and upgraded hardware in 2023, a new HVAC system in 2022, a new roof in 2022, and plantation shutters that bring in beautiful natural light. One of the standout features is the glassed-in lanai, providing year-round enjoyment and a comfortable transition to the outdoors. The paver patio added in 2022 is perfect for outdoor BBQs, morning coffee, or hosting friends, all while overlooking the peaceful preserve and spacious backyard.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,649
Property taxesest. at asking price, St. Johns County$641
HOAbilled annually$112
Estimated total, before insurance$3,402/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,814/yr · $734/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,814/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
23213 Harbour Vista Circle, St. Augustine, FL 32080Listed by WATSON REALTY CORPJul 2026$250,000$1642/21,52100.1
17203 Harbour Vista Circle, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$305,000$2012/21,5212600.1
3 Rachel Court, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEApr 2025$335,000$2083/2.51,6141180.2
193 Leeward Island Drive, St. Augustine, FL 32080Listed by LPT REALTY LLCOct 2026$430,000$2073/2.52,081320.8
189 Leeward Island Drive, St. Augustine, FL 32080Listed by FLUID REALTY, LLC.May 2026$390,000$2183/2.51,7891690.8
165 Leeward Island Drive, St. Augustine, FL 32080Listed by RE/MAX SPECIALISTSOct 2025$415,000$2304/2.51,8051120.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,000
Price / Sq Ft$228
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,171
Total Structure Area2,863 sq ft
Acres0.17 acres
Year Built2004
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

ElementaryR.b. Hunt
MiddleSebastian

Community Information

Address103 Sunset Circle, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSunset Point
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size7,405.2 sq ft
Lot Dimensions43x204x37x184
Parcel Number1626810020
ZoningResidential

Amenities

AmenitiesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchGlass Enclosed, Patio, Porch
RoofShingle
ConstructionBrick, Block, Concrete, Stucco

Additional Information

Date ListedDecember 2, 2025
Days on Market4
HOA Fees$1,345 / Annually
HOA FrequencyAnnually
Tax Amount$8,813.5
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sunset Point

Sunset Point is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Sunset Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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