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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Active Under Contract

Active Under Contract·58 days on market

193 Leeward Island Drive

St. Augustine, FL 32080

$450,000$216/sqftEst. $2,493/moMLS# 2160114
3
Beds
2.5
Baths
2,081
Sq Ft
2019
Built
2
Garage
No
Pool
FEMA Zone AEHOA $303/mo3,049 sqft lotTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

PUBLIC OPEN HOUSE 8/16 12:30-2:30******Welcome to effortless island living in Antigua on Anastasia Island. Built by Dream Finders Homes, this beautifully maintained 3-bedroom, 2.5-bath townhome offers 2,081 square feet of thoughtfully designed living space. The bright, open main level features a spacious kitchen with white cabinetry, stainless steel appliances, generous counter space and an oversized island flowing into the dining and living areas. Step outside to a covered patio and private backyard with a peaceful natural backdrop. Upstairs, a versatile loft complements the spacious primary suite with a walk-in closet, dual vanities and oversized tiled shower. Enjoy a two-car garage, ample storage and community amenities including a pool, dock and lake access for kayaking and paddleboarding. Conveniently located near St. Augustine's beaches, historic downtown, dining and shopping.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, St. Johns County$599
HOAbilled quarterly$303
Estimated total, before insurance$3,394/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,892/yr · $741/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $599
Insurance (est.): $300
Estimated Total Monthly
$3,391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,819 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,892/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 11, 2026Active Under Contract$450,000
  • Aug 14, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $216/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
37207 Harbour Vista Circle, St. Augustine, FL 32080Listed by NEUMANN REAL ESTATE GROUPJun 2026$349,900$2373/21,479440.6
17203 Harbour Vista Circle, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$305,000$2012/21,5212600.6
23213 Harbour Vista Circle, St. Augustine, FL 32080Listed by WATSON REALTY CORPJul 2026$250,000$1642/21,52100.7
5 Rachel Court, St. Augustine, FL 32080Listed by FIV REALTY CO FLORIDA LLCSep 2026$321,500$2212/2.51,458360.8
109 Sea Grove Main Street 101, St. Augustine, FL 32080Listed by CENTURY 21 BECKHAM REALTYJun 2026$475,000$2872/21,6553582.1
1058 Makarios Drive, St. Augustine Beach, FL 32080Listed by MOMENTUM REALTYAug 2026$625,000$3003/22,0831182.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$216
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,081
Acres0.07 acres
Year Built2019
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address193 Leeward Island Drive, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionAntigua Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size3,049.2 sq ft
Parcel Number1612530082

Amenities

AmenitiesPool, Boat Dock, Clubhouse, Management - Off Site
Community FeaturesSidewalks, Fishing
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsMulti/Split

Exterior

ConstructionConcrete
Road SurfacePaved

Additional Information

Date ListedAugust 14, 2026
Days on Market28
HOA Fees$908 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control
Tax Amount$8,892.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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