Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Rivertown Springs, St. Johns — a new construction home in St. Johns County.

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Active

Active·Listed today·Rivertown Springs

65 Wagonbrook Way

St. Johns, FL 32259

$800,099$265/sqftEst. $4,380/moMLS# 2168037

Beds

3.5

Baths

3,022

Sq Ft

2026

Built

Garage

Pool

14 more homes for sale in Rivertown Springs →Search Rivertown Springs on the map

FEMA Zone XHOA $4/moWaterfrontSingle Family Residence1 storyNew construction

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About this home

Rivertown Springs

Lot 20 - The Garnet floorplan offers a spacious, open-concept design that balances everyday comfort with effortless entertaining. The chef-inspired kitchen, complete with a walk-in pantry and morning kitchen, flows seamlessly into the dining area and expansive Great Room. A study in lieu of the flex room provides a dedicated space for working from home, reading, or tackling daily tasks. Enhancing the connection between indoor and outdoor living, a 16' multi-sliding hideaway door opens to the lanai, filling the home with natural light and creating an inviting atmosphere for gatherings and relaxation alike. Located in RiverTown, residents enjoy resort-style amenities, parks, scenic trails, fitness facilities, and year-round opportunities to connect, relax, and explore along the St. Johns River.

Next steps in Rivertown Springs

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$4,380

Property taxesest. at asking price, St. Johns County$1,065

HOAbilled annually$4

Estimated total, before insurance$5,449/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$800,099

Down Payment: 20%

$160,020

Interest Rate: 7.28%

Loan Term

Monthly Payment

$4,380

Principal & Interest: $4,380

Property taxes (est.): $1,065

Insurance (est.): $533

Estimated Total Monthly

$5,978

*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:23 AM, sunset 7:05 PM.

The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Oct 6, 2026Listed$800,099

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$800,099

Price / Sq Ft$265

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,022

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesSoutheast

Community Information

Address65 Wagonbrook Way, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Springs

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009730200

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks, Street Lights, Restaurant, Curbs

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s), Wet Bar

AppliancesDouble Oven, Freezer, Gas Cooktop, Microwave

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Front Porch, Rear Porch

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 6, 2026

Days on Market0

HOA Fees$53 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Springs

Rivertown Springs is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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