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This home is in Rivertown Springs, St. Johns — a new construction home in St. Johns County.

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Pending

Pending·235 days on market·Rivertown Springs

348 Sir Barton Drive

St. Johns, FL 32259

$799,990$238/sqftEst. $4,431/moMLS# 2131706

↓ $44,010 below original list

Beds

3.5

Baths

3,368

Sq Ft

2026

Built

Garage

Pool

15 more homes for sale in Rivertown Springs →Search Rivertown Springs on the map

FEMA Zone XHOA $4/moSingle Family Residence1 storyNew construction

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About this home

Rivertown Springs

Lot 80 - The Topaz combines timeless Low Country charm with modern comfort in a thoughtfully designed 4-bedroom, 3.5-bath layout with a spacious 3-car garage. The welcoming foyer opens to an airy great room that flows into the dining area and extended covered lanai, creating a bright, open space for entertaining or everyday living. The chef-inspired kitchen features a large island, morning kitchen, and walk-in pantry. Tucked at the rear, the owner's suite offers a peaceful retreat, while two secondary bedrooms share a private hallway. A fourth bedroom with garage entry adds flexibility for guests or multigenerational living. A study in lieu of a flex room provides a private office or creative space. Bath 2's shower in lieu of a tub adds a spa-like touch. RiverTown, along the St. Johns River, offers parks, lakes, preserves, and scenic trails for active Northeast Florida living.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,431

Property taxesest. at asking price, St. Johns County$1,065

HOAbilled annually$4

Estimated total, before insurance$5,500/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$799,990

Down Payment: 20%

$159,998

Interest Rate: 7.40%

Loan Term

Monthly Payment

$4,431

Principal & Interest: $4,431

Property taxes (est.): $1,065

Insurance (est.): $533

Estimated Total Monthly

$6,029

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Closest beach parking
Guana Reserve beach lot (north)
about 20 mi · 70 parking spaces
Closest park or preserve
Alpine Groves Park
8 min drive · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creek
about 3 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launch
about 3 mi · St. Johns River
Closest youth league fields
Rivertown Park
11 min drive · Baseball, Football, Lacrosse, Softball, Track

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:30 AM, sunset 6:53 PM.

The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Oct 7, 2026Pending$799,990
Sep 25, 2026Price change$799,990−$10,000
Sep 17, 2026Price change$809,990−$3,747
Aug 17, 2026Price change$813,737+$737
Aug 14, 2026Price change$813,000−$1,000
Jul 30, 2026Price change$814,000−$5,000
Jul 18, 2026Price change$819,000−$5,000
Jul 13, 2026Price change$824,000−$20,000
Feb 24, 2026Listed$844,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $277/sq ft; this home is listed at $238/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
326 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$750,000	$277	3/3	2,705	173	0
371 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Aug 2026	$750,000	$277	3/3	2,705	125	0
442 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Aug 2026	$749,000	$277	3/3	2,705	144	0.1
85 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Jul 2026	$1,138,627	$260	5/4.5	4,375	21	0.2
86 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$962,673	$286	4/3.5	3,368	10	0.3
365 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$672,758	$225	5/4	2,987	11	0.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,990

Price / Sq Ft$238

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,368

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSoutheast

Community Information

Address348 Sir Barton Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Springs

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009730800

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground

Community FeaturesSidewalks, Restaurant

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

Exterior

Patio / PorchCovered, Front Porch

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedFebruary 24, 2026

Days on Market224

HOA Fees$53 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Springs

Rivertown Springs is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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