Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Rivertown Springs, St. Johns — a waterfront home in St. Johns County.

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Active

Active·5 days on market·Rivertown Springs

93 Wagonbrook Way

St. Johns, FL 32259

$797,920$264/sqftEst. $4,123/moMLS# 2163262

Beds

Baths

3,022

Sq Ft

2026

Built

Garage

Pool

About this home

Rivertown Springs

Lot 18 - The Garnet floorplan offers a perfect balance of comfort, functionality, and style. At the heart of the home, the spacious Great Room creates an inviting setting for both entertaining and everyday living. The dining area sits adjacent to the kitchen island, providing a seamless space for casual meals or special gatherings. The chef-inspired kitchen features a walk-in pantry and morning kitchen, all overlooking the open-concept living area to enhance connection and flow throughout the home. Expansive windows fill the space with natural light, while the lanai extends the living area outdoors. Thoughtfully designed secondary bedrooms and flexible living spaces provide room for family, guests, work, or hobbies. Located in RiverTown, residents enjoy resort-style amenities, parks, scenic trails, fitness facilities, and year-round opportunities to connect, relax, and explore along the St. Johns River.

Cost to own

Mortgage calculator

Home Price

$797,920

Down Payment: 20%

$159,584

Interest Rate: 6.71%

Loan Term

Monthly Payment

$4,123

Principal & Interest: $4,123

Property taxes (est.): $1,062

Insurance (est.): $532

Estimated Total Monthly

$5,717

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$4,123

Property taxesest. at asking price, St. Johns County$1,062

HOAbilled annually$4

Estimated total, before insurance$5,189/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 3, 2026Listed$797,920

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$797,920

Price / Sq Ft$264

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,022

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesSoutheast

Community Information

Address93 Wagonbrook Way, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Springs

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009730180

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne