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This home is in Rivertown Springs, St. Johns — a waterfront home in St. Johns County.

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Active

Active·51 days on market·Rivertown Springs

93 Wagonbrook Way

St. Johns, FL 32259

$797,920$264/sqftEst. $4,385/mo mortgageMLS# 2163262

Beds

3.5

Baths

3,022

Sq Ft

2026

Built

Garage

Pool

15 more homes for sale in Rivertown Springs →Search Rivertown Springs on the map

FEMA Zone XHOA $4/moWaterfrontSingle Family Residence1 storyNew construction

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About this home

Rivertown Springs

Lot 18 - The Garnet floorplan offers a perfect balance of comfort, functionality, and style. At the heart of the home, the spacious Great Room creates an inviting setting for both entertaining and everyday living. The dining area sits adjacent to the kitchen island, providing a seamless space for casual meals or special gatherings. The chef-inspired kitchen features a walk-in pantry and morning kitchen, all overlooking the open-concept living area to enhance connection and flow throughout the home. Expansive windows fill the space with natural light, while the lanai extends the living area outdoors. Thoughtfully designed secondary bedrooms and flexible living spaces provide room for family, guests, work, or hobbies. Located in RiverTown, residents enjoy resort-style amenities, parks, scenic trails, fitness facilities, and year-round opportunities to connect, relax, and explore along the St. Johns River.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,385

Property taxesest. at asking price, St. Johns County$1,062

HOAbilled annually$4

Estimated total, before insurance$5,451/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$797,920

Down Payment: 20%

$159,584

Interest Rate: 7.32%

Loan Term

Monthly Payment

$4,385

Principal & Interest: $4,385

Property taxes (est.): $1,062

Insurance (est.): $532

Estimated Total Monthly

$5,979

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (north)
about 19 mi · 70 parking spaces
Closest park or preserve
Alpine Groves Park
8 min drive · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creek
about 3 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launch
about 2 mi · St. Johns River
Closest youth league fields
Rivertown Park
11 min drive · Baseball, Football, Lacrosse, Softball, Track
Closest grocery store
Publix
10 min drive · 205 Rivertown Shops Dr, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:35 AM, sunset 6:46 PM.

The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Sep 3, 2026Listed$797,920

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $277/sq ft; this home is listed at $264/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
86 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$962,673	$286	4/3.5	3,368	10	0.2
204 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$619,000	$207	4/2.5	2,987	0	0.3
442 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Aug 2026	$749,000	$277	3/3	2,705	144	0.3
442 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Oct 2026	$541,657	$216	5/3	2,511	38	0.4
457 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Oct 2026	$532,000	$212	5/3	2,511	57	0.4
326 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$750,000	$277	3/3	2,705	173	0.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$797,920

Price / Sq Ft$264

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,022

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesSoutheast

School Information

Zoned elementaryHallowes Cove Academy

Zoned middleHallowes Cove Academy

Zoned highBartram Trail High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address93 Wagonbrook Way, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Springs

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009730180

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks, Street Lights, Restaurant, Curbs

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s), Wet Bar

AppliancesDouble Oven, Freezer, Gas Cooktop, Microwave

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Front Porch, Rear Porch

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedSeptember 3, 2026

Days on Market28

HOA Fees$53 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Springs

Rivertown Springs is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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