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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Sanctuary, Jacksonville Beach — a gated community home in Jacksonville.

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Active·Listed today·The Sanctuary

1996 Green Heron Point

Jacksonville Beach, FL 32250

$649,000$391/sqftEst. $3,465/moMLS# 2167106
3
Beds
2
Baths
1,659
Sq Ft
1995
Built
2
Garage
No
Pool

6 more homes for sale in The Sanctuary →Search The Sanctuary on the map

FEMA Zone AEHOA $195/mo7,841 sqft lotWaterfrontSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

The Sanctuary

Tranquility meets low-maintenance living in this Jacksonville Beach marshfront home with low HOA fees and major updates already completed, including brand-new siding (2026), a new water heater (2026), and a 2020 HVAC system. Overlooking the Intracoastal marsh, this home offers peaceful water views and an enclosed patio perfect for relaxing and taking in the sunset. Inside, an open floor plan and high ceilings create an airy, inviting space for everyday living and entertaining. The private primary suite features high ceilings, a walk-in closet, and direct access to the back patio, keeping those quiet moments just steps away. Outside, the thoughtfully designed yard, recognized through UF's Florida-Friendly Landscaping program, creates a personal paradise that complements the natural surroundings. A paver driveway and two-car garage add everyday convenience. With its waterfront setting, meaningful upgrades, and low HOA fees, this home brings together the location you want and the relaxed

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,465
Property taxesest. at asking price, Duval County$1,060
HOAbilled monthly$195
Estimated total, before insurance$4,719/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,966/yr · $497/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,000
$129,800
Loan Term
Monthly Payment
$3,465
Principal & Interest: $3,465
Property taxes (est.): $1,060
Insurance (est.): $433
Estimated Total Monthly
$4,957
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,277 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:19 AM, sunset 7:11 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,966/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Listed$649,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$649,000
Price / Sq Ft$391
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,659
Acres0.18 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNortheast

School Information

Community Information

Address1996 Green Heron Point, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionThe Sanctuary
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size7,840.8 sq ft
Parcel Number1803660660
ZoningResidential

Amenities

AmenitiesPool, Other, Gated, Management - Off Site, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewIntracoastal, Water
Waterfront TypeIntracoastal

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Other
AppliancesConvection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Patio / PorchGlass Enclosed, Patio
FencingOther
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 30, 2026
Days on Market2
HOA Fees$195 / Monthly
HOA FrequencyMonthly
HOA NameThe Sanctuary - Elim Services
Tax Amount$5,965.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Sanctuary

The Sanctuary is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all The Sanctuary homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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