This home is in Jacksonville Beach — a new construction home in Jacksonville.
Active·304 days on market
1091 1st Avenue N
Jacksonville Beach, FL 32250
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville Beach
This well-designed corner-unit townhome features the Mariner II floor plan with approximately 1,830 square feet of thoughtfully planned living space across three levels. Offering three bedrooms, three full bathrooms, and one half bath, the layout provides flexibility for full-time living, guests, or a home office setup. The main living level includes an open-concept design that allows for easy flow between the kitchen, dining, and living areas, ideal for everyday living and entertaining. Bedrooms are privately situated on separate floors, creating comfortable separation and functionality. Located just ten blocks from the beach, the home is close to local restaurants, boutique shops, and the Seawalk Pavilion, known for live music and community events. Residents also enjoy access to a private community pool, perfect for relaxing on sunny Florida days.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,675 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $130,000 | $130,000 | — |
2025 property taxes (current owner): $2,398/yr
Estimated taxes if purchased at asking price: ~$12,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 29, 2026Price change$618,819−$31,171
- Dec 13, 2025Listed$649,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $320/sq ft; this home is listed at $338/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1003 N 1st Avenue, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $645,000 | $314 | 4/3.5 | 2,051 | 0 | 0 |
| 12 N Beach Way, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $651,000 | $317 | 4/3.5 | 2,051 | 199 | 0 |
| 1035 1st Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $571,000 | $325 | 3/3.5 | 1,756 | 0 | 0 |
| 1059 1st Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $555,000 | $316 | 3/3.5 | 1,756 | 0 | 0 |
| 1026 2nd Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $579,990 | $320 | 4/3.5 | 1,812 | 340 | 0 |
| 1034 2nd Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $599,000 | $341 | 3/3.5 | 1,756 | 343 | 0 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in North Beach
Pending22 N Beach WayJacksonville Beach, FL 32250
4 bd · 3.5 ba · 2,051 sq ft
$624,000Est. $3,321/moLIVE at The BEACH! Embrace a lifestyle of coastal living with North Beach Townhomes located just minutes from A1A,…
Listing Office: ponte vedra club realty, inc.
For Sale6 N Beach WayJacksonville Beach, FL 32250
4 bd · 3.5 ba · 1,812 sq ft
$584,612Est. $3,112/moSample Images!!!Welcome to the Mariner--a beautifully designed 3-story townhome offering 1,812 sqft of modern coastal…
Listing Office: olympus executive realty, inc
Pending1043 N 1st AvenueJacksonville Beach, FL 32250
4 bd · 3.5 ba · 2,051 sq ft
$664,290Est. $3,536/moThe Haven offers the perfect balance of style, space, and comfort across three thoughtfully designed levels. With 4…
Listing Office: olympus executive realty, inc
For Sale16 N Beach Way NJacksonville Beach, FL 32250
3 bd · 3.5 ba · 1,756 sq ft
$572,990Est. $3,050/moWelcome to the Neptune--a beautifully designed 3-story townhome offering 1,756 sqft of modern coastal living. This…
Listing Office: olympus executive realty, inc
Keep looking
Similar homes in Jacksonville Beach
Explore the area
More in Jacksonville Beach
Jacksonville Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines