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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Sanctuary, Palm Coast.

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Active

Active·1 day on market·The Sanctuary

24 Old Oak Drive S

Palm Coast, FL 32137

$1,478,888$410/sqftEst. $8,192/moMLS# 2169070
5
Beds
3
Baths
3,610
Sq Ft
2004
Built
3
Garage
Yes
Pool

6 more homes for sale in The Sanctuary →Search The Sanctuary on the map

FEMA Zone XHOA $165/moWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

The Sanctuary

Completely remodeled 3,610 sq. ft. deep-water estate in gated Sanctuary, 10 lots from ICW with sub-60-second open-water access and a wake buffer. Highlights: Dock: New 45'x15'9" dock, 35' roof, 80-amp power, 8k lb. lift, and solar piling lights. Exterior: Silver Travertine veneer, Tremron paver driveway, and overhauled saltwater pool/spa with Pentair IntelliCenter. Systems: Generac 26kW generator, Pentair Pelican 4-chamber water filtration, tankless water heater, 2022 HVAC, and 2022 wind-mitigated roof. Interior: Silver Travertine floors, custom kitchen with Namib Fantasy waterfall counters and KitchenAid appliances. Master: Dark wood floors, custom boutique walk-in closet, and spa bath with Brizo fixtures and Jacuzzi tub. Tech: Cat 6 wiring, Sonance surround sound, Lorex 8-camera system, and motorized shades.

Next steps in The Sanctuary

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,192
HOAbilled monthly$165
Estimated total, before insurance$8,357/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,478,888
$295,778
Loan Term
Monthly Payment
$8,192
Principal & Interest: $8,192
Insurance (est.): $986
Estimated Total Monthly
$9,178
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:26 AM, sunset 6:55 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Oct 13, 2026Listed$1,478,888

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $383/sq ft; this home is listed at $410/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8 Old Oak Drive N, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUPOct 2026$1,130,000$3834/22,947430.3
99 Cimmaron Drive, Palm Coast, FL 32137Listed by UNITED REAL ESTATE GALLERYJul 2026$525,000$2023/3.52,594100.4
24 Cinnamon Beach Place, Palm Coast, FL 32137Listed by REALTY EXCHANGE OF FLORIDAJul 2026$1,900,000$5375/53,53641.1
56 Florida Park Drive N, Palm Coast, FL 32137Listed by EXP REALTY LLCJun 2026$360,000$1384/32,6141031.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,478,888
Price / Sq Ft$410
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,610
Total Structure Area4,869 sq ft
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontYes
Direction FacesEast

Community Information

Address24 Old Oak Drive S, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionThe Sanctuary
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number2910315540000000110

Amenities

AmenitiesGated
Community FeaturesGated
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Garage Door Opener
ViewCanal
Waterfront TypeCanal Front

Interior

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
Spa FeaturesIn Ground

Exterior

FencingOther
RoofShingle
Other StructuresBoat House
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedOctober 13, 2026
Days on Market0
HOA Fees$165 / Monthly
HOA FrequencyMonthly
HOA NameTHE SANCTUARY POA
HOA Fee IncludesMaintenance Grounds, Security
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COASTAL GATEWAY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Sanctuary

The Sanctuary is a neighborhood in Jacksonville Beach, FL (Flagler County), ZIP 32137.

View all The Sanctuary homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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