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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Constitution Cove, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Sep 4, 2026·5 days on market·Recent sales in Constitution Cove·Constitution Cove

2503 Liberty Lane

Jacksonville Beach, FL 32250

$595,000sold priceListed at $594,900 · 100% of asking$434/sqftMLS# 2157552
3
Beds
2
Baths
1,372
Sq Ft
1978
Built
2
Garage
No
Pool

All Constitution Cove homes for sale →Search Constitution Cove on the map

FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence1 story

About this home

Constitution Cove

Experience the ultimate coastal lifestyle in this turnkey 3-bedroom, 2-bathroom beach bungalow. Situated on a rare, oversized corner lot just minutes from the Atlantic Ocean, this move-in-ready home perfectly blends convenience with seaside charm. The freshly painted interior features a bright, airy split-floor plan designed for effortless living. Outside, brand-new landscaping delivers striking curb appeal with minimal upkeep. Practical amenities include a spacious indoor laundry room off the kitchen and a two-car garage. Relax on your screened-in front porch or enjoy more privacy in the fully fenced backyard. With no HOA restrictions, you can freely park your boat or trailer on-site. Grab your bike and hit the beach--your dream coastal retreat awaits.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,296
Property taxesest. at asking price, Duval County$972
Estimated total, before insurance$4,267/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,716/yr · $393/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$595,000
$119,000
Loan Term
Monthly Payment
$3,296
Principal & Interest: $3,296
Property taxes (est.): $972
Insurance (est.): $397
Estimated Total Monthly
$4,664
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,624 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,716/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$594,900
  • Aug 3, 2026Active Under Contract$594,900
  • Jul 29, 2026Listed$594,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $402/sq ft; this home is listed at $434/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3174 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Aug 2026$775,000$4693/21,65150.3
1315 Seabreeze Avenue, Jacksonville Beach, FL 32250Listed by KST GROUP LLCAug 2026$525,000$3163/2.51,660190.4
1139 Ruth Avenue, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$560,000$4023/21,392170.4
3739 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by THE LEGENDS OF REAL ESTATEOct 2026$589,000$3743/21,57410.5
17 Oaks Drive, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Aug 2026$538,000$3393/21,587270.5
13 Burling Way, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$520,000$4133/21,26030.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$594,900
Price / Sq Ft$434
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,372
Acres0.19 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address2503 Liberty Lane, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionConstitution Cove
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size8,276.4 sq ft
Parcel Number1810761442

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEat-in Kitchen, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Freezer, Refrigerator, Washer
HeatingElectric
CoolingElectric
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Lot DescriptionCorner Lot
Patio / PorchPatio, Porch, Screened
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionConcrete
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 29, 2026
Days on Market5
Tax Amount$4,716.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Constitution Cove

Constitution Cove is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Constitution Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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