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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 26, 2026·10 days on market·Recent sales in Jacksonville Beach

3675 Sanctuary Way S

Jacksonville Beach, FL 32250

$570,000sold priceListed at $575,000 · 99.1% of asking$377/sqftMLS# 2156010
3
Beds
2
Baths
1,510
Sq Ft
1994
Built
2
Garage
No
Pool
FEMA Zone AEHOA $34/mo0.41 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville Beach

Wake up to tranquil waterfront views and beautiful sunrises in this well-maintained 3-bedroom, 2-bath home. Perfectly positioned to face east, the glass-enclosed sunroom is the perfect place to enjoy your morning coffee overlooking the water. Features include a spacious 2-car garage, stainless steel appliances, a new HVAC system, and a new water heater. An artesian well helps keep the lawn lush year-round while reducing irrigation costs. The primary suite offers a relaxing garden tub, and the spacious backyard with a pergola is ideal for entertaining or unwinding. The glass-enclosed sunroom is not included in the home's heated square footage, providing additional flexible living space. Just a short walk to the beach and minutes from dining, shopping, the hospital, and JTB Boulevard, this home combines coastal living with comfort, convenience, and serenity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,157
Property taxesest. at asking price, Duval County$931
HOAbilled annually$34
Estimated total, before insurance$4,122/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,870/yr · $323/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$570,000
$114,000
Loan Term
Monthly Payment
$3,157
Principal & Interest: $3,157
Property taxes (est.): $931
Insurance (est.): $380
Estimated Total Monthly
$4,468
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,870/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 27, 2026Closed$575,000
  • Aug 20, 2026Pending$575,000
  • Jul 27, 2026Active Under Contract$575,000
  • Jul 18, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $415/sq ft; this home is listed at $381/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3739 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by THE LEGENDS OF REAL ESTATEOct 2026$589,000$3743/21,57410.1
3715 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by MCWRIGHT PROPERTY MANAGEMENTJul 2026$570,000$2973/21,920300.1
4035 Grande Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Oct 2026$625,000$3813/21,64220.2
4054 Palm Way, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJul 2026$695,000$4303/21,61540.2
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.5
3174 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Aug 2026$775,000$4693/21,65150.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$575,000
Price / Sq Ft$381
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,510
Total Structure Area1,730 sq ft
Acres0.41 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

Community Information

Address3675 Sanctuary Way S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionLake Sanctuary
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size17,859.6 sq ft
Parcel Number1803680690
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well, Other
ParkingAttached, Garage, Garage Door Opener, Other
ViewLake, Water
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Hot Water
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchGlass Enclosed, Patio
FencingOther, Back Yard, Privacy
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 18, 2026
Days on Market10
HOA Fees$405 / Annually
HOA FrequencyAnnually
HOA NameLake Sanctuary
Tax Amount$3,870.17
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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