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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Terrace, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Oct 2, 2026·2 days on market·Recent sales in Ocean Terrace·Ocean Terrace

4035 Grande Boulevard

Jacksonville Beach, FL 32250

$625,000sold priceListed at $589,000 · 106.1% of asking$381/sqftMLS# 2161942
3
Beds
2
Baths
1,642
Sq Ft
1996
Built
2
Garage
No
Pool

3 more homes for sale in Ocean Terrace →Search Ocean Terrace on the map

FEMA Zone XNo HOA6,970 sqft lotSingle Family Residence1 story

About this home

Ocean Terrace

**MULTIPLE OFFERS RECEIVED- PLEASE SUBMIT ALL OFFERS BY 5PM ON SUN 8/30*** Located in South Jacksonville Beach, this well-maintained 3-bedroom, 2-bath home offers just under 1,700 square feet and a split-bedroom floor plan. The main living spaces are comfortable and functional, with plenty of opportunity to add your own style and make the home your own. Out back, the fully fenced yard is shaded and private, with a tiled patio and trellis that create a great space for grilling, entertaining or relaxing. The spacious backyard also gives you the option to add a pool. And the location is tough to beat--walk or bike to the beach, restaurants and shops, all just minutes from your front door.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,462
Property taxesest. at asking price, Duval County$1,021
Estimated total, before insurance$4,482/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,848/yr · $404/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$625,000
$125,000
Loan Term
Monthly Payment
$3,462
Principal & Interest: $3,462
Property taxes (est.): $1,021
Insurance (est.): $417
Estimated Total Monthly
$4,899
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,364 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,848/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Closed$589,000
  • Sep 8, 2026Pending$589,000
  • Aug 30, 2026Active Under Contract$589,000
  • Aug 28, 2026Active$589,000
  • Aug 26, 2026Listed$589,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $410/sq ft; this home is listed at $359/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3739 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by THE LEGENDS OF REAL ESTATEOct 2026$589,000$3743/21,57410.2
3675 Sanctuary Way S, Jacksonville Beach, FL 32250Listed by ROUND TABLE REALTYAug 2026$570,000$3773/21,510100.2
3715 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by MCWRIGHT PROPERTY MANAGEMENTJul 2026$570,000$2973/21,920300.2
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.5
3174 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Aug 2026$775,000$4693/21,65150.5
117 Deer Cove Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYJul 2026$795,000$4104/2.51,94000.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$589,000
Price / Sq Ft$359
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,642
Acres0.16 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address4035 Grande Boulevard, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOcean Terrace
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size6,969.6 sq ft
Parcel Number1813880000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Lot DescriptionMany Trees
Patio / PorchCovered, Patio
FencingBack Yard
RoofShingle
ConstructionComposition Siding

Additional Information

Date ListedAugust 28, 2026
Days on Market2
Tax Amount$4,848.12
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Terrace

Ocean Terrace is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Ocean Terrace homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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