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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Tocoi Creek High School.

Pending

Pending·10 days on market

531 Brook Ridge Way

St. Augustine, FL 32092

$1,388,717$317/sqftEst. $7,692/moMLS# 2167081
5
Beds
3.5
Baths
4,374
Sq Ft
2027
Built
4
Garage
No
Pool
HOA $100/moSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Step into the Brooke: 5 bedrooms, 3.5 baths, 4,000+ sq ft of two-story living. Gourmet kitchen with island, open living and dining areas, plus covered lanai for indoor-outdoor enjoyment. Main-floor master suite with spa bath. Upstairs game room and bedrooms offer space for everyone. Customizable layouts let you design your dream home.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,692
Property taxesest. at asking price, St. Johns County$1,848
HOAbilled annually$100
Estimated total, before insurance$9,640/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,388,717
$277,743
Loan Term
Monthly Payment
$7,692
Principal & Interest: $7,692
Property taxes (est.): $1,848
Insurance (est.): $926
Estimated Total Monthly
$10,466
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 30, 2026Listed$1,388,717

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $315/sq ft; this home is listed at $317/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
523 Brook Ridge Way, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Sep 2026$980,000$3154/33,1111080.1
141 Chestnut Oak Road, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Sep 2026$1,458,064$3674/4.53,96900.2
109 Chestnut Oak Road, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Jun 2026$1,267,838$3015/4.54,21800.2
56 Glenbriar Court, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Aug 2026$1,370,247$3894/4.53,52500.3
94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INCSep 2026$859,900$2744/33,1401260.4
156 Rose Bud Lane, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Aug 2026$802,314$2484/3.53,23600.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,388,717
Price / Sq Ft$317
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,374
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionTo Be Built
StatusPending
# of Garages4
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address531 Brook Ridge Way, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0099830540

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Gated, Jogging Path, Park, Pickleball, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, ENERGY STAR Qualified Dishwasher, Gas Cooktop, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio, Porch
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 30, 2026
Days on Market0
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ICI SELECT REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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