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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a gated community home in Jacksonville.

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Active·Listed today

1415 1st Street N 303

Jacksonville Beach, FL 32250

$899,990$669/sqftEst. $4,805/moMLS# 2167003
2
Beds
2
Baths
1,346
Sq Ft
2001
Built
—
Garage
No
Pool
HOA $960/mo871 sqft lotWaterfrontCondominium1 story

About this home

Jacksonville Beach

Beautiful and furnished 2 bedroom, 2 bathroom oceanfront condo on the 3rd floor in the desirable Oceania condominiums in North Jacksonville Beach. Ready to move into or to purchase as a short-term rental. A minimum of a 7 day rental is permitted. Building amenities include a pool, spa, sauna, fitness center, air conditioned lobby, two elevators, and ample gated parking. The condo also comes with air conditioned storage on the 2nd floor for bicycles, beach accessories, and surf boards. Unit 303 has hard flooring throughout and all appliances including the washer and dryer. Watch the sunrise with panoramic Atlantic ocean views from your large balcony also overlooking the pool area. Sliding glass doors go out from both the gathering room and the owner's suite onto the balcony for the maximum ocean views. The owner's suite has a large walk-in closet. Bedroom 2 has ensuite access to bath 2. This condo is the perfect beach getaway and a must see.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$4,805
Property taxesest. at asking price, Duval County$1,470
HOAbilled monthly$960
Estimated total, before insurance$7,234/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,428/yr · $1,119/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$899,990
$179,998
Loan Term
Monthly Payment
$4,805
Principal & Interest: $4,805
Property taxes (est.): $1,470
Insurance (est.): $600
Estimated Total Monthly
$6,874
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Concrete — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:18 AM, sunset 7:12 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,428/yr

Estimated taxes if purchased at asking price: ~$17,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Listed$899,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,990
Price / Sq Ft$669
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,346
Acres0.02 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address1415 1st Street N 303, Jacksonville Beach, FL 32250
Area211-Jacksonville Beach-NE
SubdivisionOceania
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size871.2 sq ft
Parcel Number1754461080
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Off Site, Sauna, Security, Spa/Hot Tub, Storage, Trash, Water
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Gated, Parking Lot, Secured, Unassigned
ViewBeach, Ocean, Pool, Water
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryIn Unit
SecurityClosed Circuit Camera(s), Entry Phone/Intercom, Fire Sprinkler System, Firewall(s), Key Card Entry, Secured Elevator, Secured Lobby, Security Fence, Security Gate, Security Lights, Smoke Detector(s)
Spa FeaturesIn Ground, Heated, Community

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered
RoofConcrete
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 29, 2026
Days on Market8
HOA Fees$959.93 / Monthly
HOA FrequencyMonthly
HOA NameOceania Condo Association
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash, Water, Other
Tax Amount$13,428.1
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

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20+ years · 500+ closings · NE Florida

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