This home is in Pelican Point, Jacksonville Beach — a gated community home in Jacksonville.
Active Under Contract·45 days on market·Pelican Point
1901 1st Street N 1701
Jacksonville Beach, FL 32250
About this home
Pelican Point
BACKUP OFFERS BEING ACCEPTED. OCEANFRONT living UNDER $1M !!! Prestigious Pelican Point unit on north beach. CORNER UNIT with ''take your breath away'' Views. Comfortable & private entrance to the unit, with space for your own decor touches. Easy Living, simple Lock-n-Leave, or full time home, this unit has it all. This home has A/C, HWH & updated fans in 2021. PGT Hurricane rated windows/sliders, $40K, (lifetime warranty) in 2022. Double oven range and refrigerator new in 2023. New & elegant tile flooring throughout in 2023. Special beach events.. watch the Blue Angels and beach fireworks from your own Wrap-Around balcony. Balcony has 3 access points - LR, primary bedroom and Kitchen. Living area has mesmerizing views, as does the Flex space in kitchen for eating nook, office or other use. Bldg offers numerous amenities and plenty of casual space. The unit comes with a 1-car garage spot and additional parking in the lot. Washer & dryer stay with unit.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,674/yr
Estimated taxes if purchased at asking price: ~$18,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone VE — coastal high-hazard area
Flood insurance is required by lenders, at coastal (wave-action) rates.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,693 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 3, 2026Active Under Contract$929,900
- Aug 31, 2026Price change$929,900−$20,000
- Aug 9, 2026Price change$949,900−$27,100
- Jul 31, 2026Listed$977,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Pelican Point
Pelican Point is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Pelican Point homes for sale →Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines