This home is in Pablo Beach North, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Jul 24, 2026·83 days on market·Recent sales in Pablo Beach North·Pablo Beach North
320 13th Avenue
Jacksonville Beach, FL 32250
8 more homes for sale in Pablo Beach North →Search Pablo Beach North on the map
About this home
Pablo Beach North
NO HOA OR CDD FEES!!!Just blocks to the beach! Charming coastal townhome. Live the beach lifestyle in the two-story townhome located just four blocks from the ocean! This Inviting 2 bedroom, 1.5 bath home offers a perfect blend of comfort, convenience and coastal living. Private fenced in back yard to enjoy your summer evenings listening to the ocean and enjoy the summer breeze. Master has a front porch deck. Located in the heart of Jacksonville beach community you are just minutes from restaurant, schools, shopping entertainment w beach festivals, the surf and the sand. Wether you're looking for a primary home or an investment opportunity. motivated seller.
Next steps in Pablo Beach North
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,823 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $277,915 | $227,193 | — |
| 2024 | $279,278 | $229,278 | — |
| 2023 | $289,622 | $239,622 | — |
| 2022 | $280,221 | $196,612 | — |
| 2021 | $242,611 | $189,415 | — |
| 2020 | $236,603 | $186,103 | — |
2025 property taxes (current owner): $4,354/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 26, 2026Closed$400,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $401/sq ft; this home is listed at $360/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 380 13th Avenue N, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTY | Apr 2026 | $424,900 | $383 | 2/1.5 | 1,110 | 311 | 0 |
| 127 13th Avenue N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLC | Dec 2025 | $450,000 | $401 | 2/1.5 | 1,122 | 43 | 0.1 |
| 125 13th Avenue N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLC | Dec 2025 | $450,000 | $401 | 2/1.5 | 1,122 | 43 | 0.1 |
| 1030 4th Street 1B, Jacksonville Beach, FL 32250Listed by PURSUIT REAL ESTATE, LLC | Jun 2026 | $329,000 | $345 | 2/2 | 954 | 6 | 0.2 |
| 210 11th Avenue N 104, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | May 2026 | $365,000 | $466 | 2/2 | 784 | 71 | 0.2 |
| 525 3rd Street N 315, Jacksonville Beach, FL 32250Listed by REAL BROKER LLC | Jun 2026 | $465,000 | $339 | 2/2 | 1,373 | 51 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach North
Pablo Beach North is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines