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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pelican Point, Jacksonville Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Jul 31, 2026·16 days on market·Recent sales in Pelican Point·Pelican Point

1901 1st Street 506

Jacksonville Beach, FL 32250

$1,125,000sold priceListed at $1,275,000 · 88.2% of asking$741/sqftMLS# 2152387
3
Beds
2
Baths
1,518
Sq Ft
1982
Built
1
Garage
No
Pool

3 more homes for sale in Pelican Point →Search Pelican Point on the map

FEMA Zone XHOA $994/mo436 sqft lotWaterfrontCondominium1 story

About this home

Pelican Point

Experience coastal luxury in this Oceanfront, beautifully renovated and fully furnished end-unit condo located in one of Jacksonville Beach's most desirable buildings. Filled with natural light and offering added privacy, this exceptional residence features a stunning wraparound balcony with panoramic views and refreshing ocean breezes. The open-concept floor plan with 3 bedrooms and 2 baths, showcases high-end finishes, designer details, and seamless indoor-outdoor living ideal for entertaining or relaxing. The spacious balcony extends the living area, creating the perfect setting for morning coffee or evening cocktails. 1 garage & 1 covered parking spots. Enjoy turnkey convenience with a fully updated interior and a prime location just steps from the beach, dining, shopping, & entertainment. Whether you're seeking a primary residence, vacation getaway, or investment property, this rare Jacksonville Beach opportunity offers the perfect combination of luxury, lifestyle, and location

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,231
Property taxesest. at asking price, Duval County$1,837
HOAbilled monthly$994
Estimated total, before insurance$9,062/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,609/yr · $1,217/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,125,000
$225,000
Loan Term
Monthly Payment
$6,231
Principal & Interest: $6,231
Property taxes (est.): $1,837
Insurance (est.): $750
Estimated Total Monthly
$8,818
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,681 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $875,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$792,000$792,000—
2024$743,000$743,000—
2023$667,000$609,598—
2022$573,000$554,180—
2021$521,000$503,800—
2020$458,000$458,000—

2025 property taxes (current owner): $14,609/yr

Estimated taxes if purchased at asking price: ~$22,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$1,275,000
  • Jul 13, 2026Active Under Contract$1,275,000
  • Jun 25, 2026Listed$1,275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $357/sq ft; this home is listed at $840/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1412 1st Street N 102, Jacksonville Beach, FL 32250Listed by UNITED REAL ESTATE GALLERYJun 2026$669,000$4463/21,500840.3
320 13th Avenue, Jacksonville Beach, FL 32250Listed by RE/MAX UNLIMITEDJul 2026$380,000$3422/1.51,110830.4
404 9th Avenue N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJun 2026$611,000$3194/3.51,915810.7
602 1st Street, Neptune Beach, FL 32266Listed by NON MLS (realMLS)Sep 2026$910,000$7112/1.51,28000.9
525 3rd Street N 315, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCJun 2026$465,000$3392/21,373510.9
342 4th Street N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$670,000$3573/3.51,8765171.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,275,000
Price / Sq Ft$840
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,518
Acres0.01 acres
Year Built1982
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

Community Information

Address1901 1st Street 506, Jacksonville Beach, FL 32250
Area211-Jacksonville Beach-NE
SubdivisionPelican Point
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1747545048

Amenities

AmenitiesPool, Beach Access, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Pickleball, Tennis Court(s), Trash
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage, Gated, Guest, Parking Lot
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryIn Unit
SecuritySecured Elevator, Secured Lobby, Security Gate

Exterior

Exterior FeaturesBalcony, Tennis Court(s)
Patio / PorchCovered, Wrap Around

Additional Information

Date ListedJune 25, 2026
Days on Market16
HOA Fees$994 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$14,608.6
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pelican Point

Pelican Point is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.

View all Pelican Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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