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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Aug 20, 2026·287 days on market·Recent sales in Jacksonville Beach

275 1st Street S 201

Jacksonville Beach, FL 32250

$845,000sold priceListed at $860,000 · 98.3% of asking$567/sqftMLS# 2114935
3
Beds
2
Baths
1,489
Sq Ft
1983
Built
—
Garage
No
Pool
FEMA Zone AOHOA $1000/moWaterfrontCondominium1 story

About this home

Jacksonville Beach

Step into coastal elegance with this beautifully updated oceanfront condo featuring a stunning contemporary kitchen outfitted with sleek white cabinetry, granite countertops, stainless steel appliances and a Samsung Bespoke French Door refrigerator. The easy-to-maintain LVP wood-look flooring flows throughout the space, adding warmth and on trend style. Wake up to the sound of waves in the owner's suite, a tranquil haven with uninterrupted ocean views, private balcony access, and a spa-inspired ensuite showcasing a custom walk-in shower and sleek vanity. Two additional bedrooms share a stylishly renovated bath with contemporary tilework, granite surfaces, and an oversized sink. Step outside to enjoy two distinct balconies: a spacious covered oceanfront retreat ideal for relaxing with the sound of the waves, and a charming sunset-facing balcony perfect for evening unwinding. Located just steps from the vibrant Jax Beach Entertainment Area, pier, dining, and boutique shopping, this

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,680
Property taxesest. at asking price, Duval County$1,380
HOAbilled monthly$1,000
Estimated total, before insurance$7,060/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$845,000
$169,000
Loan Term
Monthly Payment
$4,680
Principal & Interest: $4,680
Property taxes (est.): $1,380
Insurance (est.): $563
Estimated Total Monthly
$6,624
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $800,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$675,070$624,348—
2024$679,800$629,800—
2023$679,800$531,190—
2022$529,000$482,900—
2021$439,000$439,000—
2020$439,000$439,000—

Estimated taxes if purchased at asking price: ~$16,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 25, 2026Closed$860,000
  • Aug 7, 2026Active Under Contract$860,000
  • Jul 15, 2026Price change$860,000−$25,000
  • Oct 24, 2025Listed$885,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $408/sq ft; this home is listed at $578/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
386 1st Street S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$520,000$4083/21,2752990.1
601 1st Street S 3C, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJul 2026$569,000$5272/21,0801100.2
820 5th Avenue S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$502,000$2673/2.51,88260.5
342 4th Street N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$670,000$3573/3.51,8765170.5
1035 1st Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$571,000$3253/3.51,75600.7
1301 1st Street S 103, Jacksonville Beach, FL 32250Listed by SIGNAL REAL ESTATE INCSep 2026$500,000$4712/21,0621470.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$860,000
Price / Sq Ft$578
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,489
Year Built1983
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address275 1st Street S 201, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionSeawind
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1756591010
ZoningResidential

Amenities

AmenitiesPool, Beach Access
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned
ViewWater
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringVinyl
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
FencingBack Yard
Road SurfaceAsphalt

Additional Information

Date ListedOctober 24, 2025
Days on Market287
HOA Fees$1,000 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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