Skip to main content

This home is in Jacksonville Beach.

Photo 1 / 40
Active

Active·265 days on market

275 1st Street S 201

Jacksonville Beach, FL 32250

$860,000$578/sqftEst. $4,577/moMLS# 2114935
3
Beds
2
Baths
1,489
Sq Ft
1983
Built
Garage
No
Pool

About this home

Jacksonville Beach

Step into coastal elegance with this beautifully updated oceanfront condo featuring a stunning contemporary kitchen outfitted with sleek white cabinetry, granite countertops, stainless steel appliances and a Samsung Bespoke French Door refrigerator. The easy-to-maintain LVP wood-look flooring flows throughout the space, adding warmth and on trend style. Wake up to the sound of waves in the owner's suite, a tranquil haven with uninterrupted ocean views, private balcony access, and a spa-inspired ensuite showcasing a custom walk-in shower and sleek vanity. Two additional bedrooms share a stylishly renovated bath with contemporary tilework, granite surfaces, and an oversized sink. Step outside to enjoy two distinct balconies: a spacious covered oceanfront retreat ideal for relaxing with the sound of the waves, and a charming sunset-facing balcony perfect for evening unwinding. Located just steps from the vibrant Jax Beach Entertainment Area, pier, dining, and boutique shopping, this

Cost to own

Mortgage calculator

$860,000
$172,000
Loan Term
Monthly Payment
$4,371
Principal & Interest: $4,371
Est. Taxes & Insurance: $1,093
Estimated Total Monthly
$5,464
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,577
Property taxesest. at asking price, Duval County$1,404
HOAbilled monthly$1,000
Estimated total, before insurance$6,982/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $800,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$675,070$624,348
2024$679,800$629,800
2023$679,800$531,190
2022$529,000$482,900
2021$439,000$439,000
2020$439,000$439,000

Estimated taxes if purchased at asking price: ~$16,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 15, 2026Price change$860,000$25,000
  • Oct 24, 2025Listed$885,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$860,000
Price / Sq Ft$578
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,489
Year Built1983
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address275 1st Street S 201, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionSeawind
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1756591010
ZoningResidential

Amenities

AmenitiesPool, Beach Access
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned
ViewWater
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringVinyl
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
FencingBack Yard
Road SurfaceAsphalt

Additional Information

Date ListedOctober 24, 2025
Days on Market265
HOA Fees$1,000 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke