This home is in Metropolitan Condos, Jacksonville Beach.
Active·44 days on market·Metropolitan Condos
320 1st Street N 909
Jacksonville Beach, FL 32250
2 more homes for sale in Metropolitan Condos →Search Metropolitan Condos on the map
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About this home
Metropolitan Condos
This is a space built for the way you dream of living by the sea. Offered for the very first time since 2006, it waits for you to step inside and let your coastal vision take shape. A penthouse like this in The Metropolitan rarely comes to market -- and almost never at this value -- leaving you the rare gift of a top-floor retreat with all the room in the world to make it your own. In the kitchen, granite counters, a panoramic island and rich 42-inch cabinetry anchor the space for gatherings and long dinners that drift late into the evening as your watch the sun set. Every bedroom retreat is accompanied by its own private en-suite, so family and guests each have a quiet corner to call their own. When the day winds down, the Primary is waiting -- expansive, serene, ocean views, his & hers sinks, plus a deep soaker tub made for melting as the sky turns gold. Do not miss your opportunity to be in the Metropolitan.
Next steps in Metropolitan Condos
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Concrete — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Public water (record)
Municipal drinking water per the county inventory.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,702 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $813,000 | $698,375 | — |
| 2024 | $850,000 | $634,887 | — |
| 2023 | $746,500 | $577,170 | — |
| 2022 | $666,000 | $524,700 | ▲ $89,500 |
| 2021 | $477,000 | $477,000 | — |
| 2020 | $419,000 | $419,000 | — |
2025 property taxes (current owner): $13,609/yr
Estimated taxes if purchased at asking price: ~$17,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 27, 2026Price change$900,900−$99,000
- Jul 21, 2026Listed$999,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $567/sq ft; this home is listed at $518/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 525 3rd Street N 315, Jacksonville Beach, FL 32250Listed by REAL BROKER LLC | Jun 2026 | $465,000 | $339 | 2/2 | 1,373 | 51 | 0.1 |
| 342 4th Street N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $670,000 | $357 | 3/3.5 | 1,876 | 517 | 0.2 |
| 275 1st Street S 201, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS PV | Aug 2026 | $845,000 | $567 | 3/2 | 1,489 | 287 | 0.4 |
| 275 1st Street S 304, Jacksonville Beach, FL 32250Listed by SELECT REALTY LLC | Jun 2026 | $845,000 | $567 | 3/2 | 1,489 | 47 | 0.4 |
| 386 1st Street S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $520,000 | $408 | 3/2 | 1,275 | 299 | 0.5 |
| 50 3rd Avenue S 501, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC. | Aug 2026 | $1,289,000 | $585 | 3/3 | 2,202 | 92 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Metropolitan Condos
Metropolitan Condos is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.
View all Metropolitan Condos homes for sale →Keep looking
More homes in Metropolitan Condos
For Sale320 N 1st Street 803Jacksonville Beach, FL 32250
3 bd · 3 ba · 1,656 sq ft
$950,000Est. $5,056/moPerched on the 8th floor of The Metropolitan, this exceptional 3-bedroom, 3-bath residence showcases breathtaking ocean…
Listing Office: mash realty services, llc
Pending320 1st Street N 810Jacksonville Beach, FL 32250
4 bd · 3.5 ba · 2,471 sq ft
$1,195,000Est. $6,360/moEnjoy breathtaking ocean views by day and sparkling city views by night from this stunning 4-bedroom, 3.5-bath…
Listing Office: signal real estate inc
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines