This home is in Metropolitan Condos, Jacksonville Beach.
Active·Listed today·Metropolitan Condos
320 1st Street N 909
Jacksonville Beach, FL 32250
About this home
Metropolitan Condos
This is a space built for the way you dream of living by the sea. Offered for the very first time since 2006, it waits for you to step inside and let your coastal vision take shape. A penthouse like this in The Metropolitan rarely comes to market -- and almost never at this value -- leaving you the rare gift of a top-floor retreat with all the room in the world to make it your own. In the kitchen, granite counters, a panoramic island and rich 42-inch cabinetry anchor the space for gatherings and long dinners that drift late into the evening as your watch the sun set. Every bedroom retreat is accompanied by its own private en-suite, so family and guests each have a quiet corner to call their own. When the day winds down, the Primary is waiting -- expansive, serene, ocean views, his & hers sinks, plus a deep soaker tub made for melting as the sky turns gold. Do not miss your opportunity to be in the Metropolitan.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $813,000 | $698,375 | — |
| 2024 | $850,000 | $634,887 | — |
| 2023 | $746,500 | $577,170 | — |
| 2022 | $666,000 | $524,700 | ▲ $89,500 |
| 2021 | $477,000 | $477,000 | — |
| 2020 | $419,000 | $419,000 | — |
2025 property taxes (current owner): $13,609/yr
Estimated taxes if purchased at asking price: ~$17,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Concrete — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,702 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 27, 2026Price change$900,900−$99,000
- Jul 21, 2026Listed$999,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Metropolitan Condos
Metropolitan Condos is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Metropolitan Condos homes for sale →Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Metropolitan Condos
Active$950,000MLS# 2138488Est. $5,056/mo320 N 1st Street 803, Jacksonville Beach, FL 322503 Beds3 Baths1,656 sqftPerched on the 8th floor of The Metropolitan, this exceptional 3-bedroom, 3-bath residence showcases breathtaking ocean…
ResidentialMASH REALTY SERVICES, LLC
Active$1,195,000MLS# 2161409Est. $6,360/mo320 1st Street N 810, Jacksonville Beach, FL 322504 Beds3 Baths2,471 sqftEnjoy breathtaking ocean views by day and sparkling city views by night from this stunning 4-bedroom, 3.5-bath…
ResidentialSIGNAL REAL ESTATE INC
Active$1,195,000MLS# 2129729Est. $6,360/mo320 1st Street 810, Jacksonville Beach, FL 322504 Beds3 Baths2,471 sqft.Seller Financing available terms apply. Rarely does a 4BR/3 1/2 BA come on the market with gorgeous Ocean Views in Jax…
ResidentialPONTE VEDRA CLUB REALTY, INC.
Keep looking
Similar homes in Jacksonville Beach
Explore the area
More in Metropolitan Condos
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines