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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active

Active·1 day on market

125 Legendary Drive 201

St. Augustine, FL 32092

$260,000$191/sqftEst. $1,388/moMLS# 2166787
3
Beds
2.5
Baths
1,364
Sq Ft
2007
Built
1
Garage
No
Pool
FEMA Zone XHOA $510/moCondominium2 stories

About this home

St. Augustine

Welcome to 125 Legendary Drive #201, a beautifully furnished 3-bedroom, 2.5-bathroom condo in The Legends at World Golf Village. Offering a fully furnished option, this second-floor residence is truly move-in ready. Exceptional opportunity for a primary residence, second home, or investment property. Featuring 1,364 square feet of comfortable living space, the open-concept floor plan with vaulted ceilings, abundant natural light, and an inviting flow between the living, dining, and kitchen areas. The well-appointed kitchen features granite countertops, stainless steel appliances, ample cabinetry, and a convenient breakfast bar. The spacious primary suite provides a private retreat with a walk-in closet and beautifully renovated en-suite bath. The second full bathroom has also been beautifully renovated and now features a tub with stylish tiled walls. Two additional bedrooms provide comfortable space for family, guests, or a home office, while a convenient half bath serves the main

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,388
Property taxesest. at asking price, St. Johns County$346
HOAbilled monthly$510
Estimated total, before insurance$2,244/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,963/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,388
Principal & Interest: $1,388
Property taxes (est.): $346
Insurance (est.): $173
Estimated Total Monthly
$1,907
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,963/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Listed$260,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$260,000
Price / Sq Ft$191
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,364
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address125 Legendary Drive 201, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionLegends At St Johns
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0282202226

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOther, Attached

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2

Additional Information

Date ListedSeptember 28, 2026
Days on Market0
HOA Fees$510 / Monthly
HOA FrequencyMonthly
Tax Amount$2,963.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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