This home is in Legends At St Johns, St. Augustine.

1 / 21

Active Under Contract

Active Under Contract·53 days on market·Legends At St Johns

125 Legendary Drive 207

St. Augustine, FL 32092

$188,800$179/sqftEst. $963/moMLS# 2148432

Beds

Baths

1,055

Sq Ft

2007

Built

—

Garage

Pool

About this home

Legends At St Johns

Whether you're searching for a smart investment opportunity, a future Florida retreat, or a low-maintenance home in one of St. Johns County's most desirable locations, this beautifully maintained condominium offers the perfect combination of comfort, convenience, and lifestyle. Located within a gated community in the highly sought-after World Golf Village area, this inviting two-bedroom, two-bath residence is currently tenant occupied through January 31, 2027, providing immediate rental income while securing your place in one of Northeast Florida's fastest-growing communities.Conveniently situated on the second floor near the elevator, this home welcomes you with a bright and open floor plan designed for comfortable everyday living. Natural light fills the living spaces, creating a warm and inviting atmosphere throughout. Newer luxury vinyl plank flooring adds modern style and durability, while the thoughtfully designed layout offers both functionality and comfort. The spacious kitchen

Cost to own

Mortgage calculator

Home Price

$188,800

Down Payment: 20%

$37,760

Interest Rate: 6.58%

Loan Term

Monthly Payment

$963

Principal & Interest: $963

Property taxes (est.): $251

Insurance (est.): $126

Estimated Total Monthly

$1,340

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$963

Property taxesest. at asking price, St. Johns County$251

HOAbilled monthly$490

Estimated total, before insurance$1,704/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,613/yr · $218/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$194,000	$194,000	—
2024	$200,000	$195,923	—
2023	$197,644	$178,112	—
2022	$161,920	$161,920	—
2021	$125,120	$112,949	—
2020	$122,360	$102,681	—

2025 property taxes (current owner): $2,613/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 3, 2026Listed$188,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$188,800

Price / Sq Ft$179

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,055

Year Built2007

TypeResidential

Sub-TypeCondominium

StyleTraditional

StatusActive Under Contract

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address125 Legendary Drive 207, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionLegends At St Johns

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0282202235

Amenities

AmenitiesPool, Barbecue, Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Tennis Court(s), Trash, Water

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingParking Lot, Unassigned