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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Legends At St Johns, St. Augustine — a home near Tocoi Creek High School.

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Active

Active·125 days on market·Legends At St Johns

145 Legendary Drive 301

St. Augustine, FL 32092

$224,000$212/sqftEst. $1,221/mo mortgageMLS# 2152496
2
Beds
2
Baths
1,055
Sq Ft
2006
Built
—
Garage
No
Pool

3 more homes for sale in Legends At St Johns →Search Legends At St Johns on the map

FEMA Zone XHOA $490/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Legends At St Johns

Beautifully maintained unit with a peaceful and private view, newly installed luxury vinyl plank throughout, freshly painted, stainless-steel appliances, and Shutters in both bedrooms. A truly turnkey condo.

Next steps in Legends At St Johns

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,221
Property taxesest. at asking price, St. Johns County$298
HOAbilled monthly$490
Estimated total, before insurance$2,009/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,510/yr · $209/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$224,000
$44,800
Loan Term
Monthly Payment
$1,221
Principal & Interest: $1,221
Property taxes (est.): $298
Insurance (est.): $149
Estimated Total Monthly
$1,669
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$194,000$179,747—
2024$200,000$163,406—
2023$214,830$148,551—
2022$176,000$135,046—
2021$136,000$122,769—
2020$133,000$111,608—

2025 property taxes (current owner): $2,510/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jun 26, 2026Listed$224,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $212/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
315 Ryder Cup Circle 204, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Sep 2026$179,000$1702/21,055710
155 Legendary Drive 104, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Aug 2026$175,000$1662/21,0555000
135 Legendary Drive 210, St. Augustine, FL 32092Listed by REAL BROKER LLCJun 2026$160,000$2121/1754200
155 Legendary Drive 302, St. Augustine, FL 32092Listed by WILLIAM RAVEIS REAL ESTATEMay 2026$180,000$1712/21,05540
315 Ryder Cup Circle 201, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Dec 2025$200,000$1473/2.51,3641280
135 Legendary Drive 303, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Sep 2025$145,000$1921/17542260

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$224,000
Price / Sq Ft$212
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,055
Year Built2006
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zoned elementaryMill Creek Academy
Zoned middleMill Creek Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryMill Creek Academy
Reported middleMill Creek Academy
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address145 Legendary Drive 301, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionLegends At St Johns
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0282204325

Amenities

AmenitiesPool, Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management- On Site, Tennis Court(s), Trash
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LaundryIn Unit
SecurityFire Sprinkler System, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchPorch, Screened
ConstructionStucco
Road FrontagePrivate Road

Additional Information

Date ListedJune 26, 2026
Days on Market125
HOA Fees$490 / Monthly
HOA FrequencyMonthly
HOA NameThe Legends at WGV
HOA Fee IncludesCable TV, Maintenance Grounds, Pest Control, Sewer, Trash, Water
Tax Amount$2,510.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Legends At St Johns

Legends At St Johns is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Legends At St Johns homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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