This home is in Legends At St Johns, St. Augustine.

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Active

Active·1 day on market·Legends At St Johns

135 Legendary Drive 209

St. Augustine, FL 32092

$195,000$172/sqftEst. $994/moMLS# 2156921

Beds

Baths

1,136

Sq Ft

2006

Built

—

Garage

Pool

About this home

Legends At St Johns

Welcome home to this lovely end unit condo. This updated 2 bedroom, 2 bath unit is on 2nd floor. A private entrance on first floor leads you up the stairs to your second floor home. All appliances including washer and dryer stay with the home. Enjoy cooking in your spacious kitchen with granite countertops and ample, freshly painted white kitchen cabinets. Vaulted ceilings, crown molding and new Luxury Vinyl Plank flooring make this home very appealing. Step out to the screened, private lanai to relax and enjoy the peaceful wooded views. The second bedroom is its own suite with a walk in shower. Perfect for visiting guests or an office. The master bedroom offers a spacious and quiet retreat with a large walk in closet and private ensuite bath. The HOA FEE covers water, sewer, basic cable,trash, insurance, pest control,exterior maintenance and access to wonderful amenities. Priced to sell.

Cost to own

Mortgage calculator

Home Price

$195,000

Down Payment: 20%

$39,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$994

Principal & Interest: $994

Property taxes (est.): $260

Insurance (est.): $130

Estimated Total Monthly

$1,384

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$994

Property taxesest. at asking price, St. Johns County$259

HOAbilled monthly$490

Estimated total, before insurance$1,744/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,674/yr · $140/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,674/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Listed$195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$195,000

Price / Sq Ft$172

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,136

Year Built2006

TypeResidential

Sub-TypeCondominium

StyleContemporary

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address135 Legendary Drive 209, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionLegends At St Johns

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0282203223

ZoningCondominium

Amenities

UtilitiesCable Connected, Electricity Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Unassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDisposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingElectric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony

Patio / PorchCovered, Screened

RoofShingle

ConstructionComposition Siding, Stucco

Additional Information

Date ListedJuly 24, 2026

Days on Market3

HOA Fees$490 / Monthly

HOA FrequencyMonthly

HOA NameLegends of St. Johns Condominium

Tax Amount$1,674.09

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

The neighborhood

About Legends At St Johns

Legends At St Johns is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Legends At St Johns homes for sale →

Listing Courtesy of: REMAX WELCOME HOME

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

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20+ years · 500+ closings · NE Florida

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