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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Legends At St Johns, St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Sep 3, 2026·108 days on market·Recent sales in Legends At St Johns·Legends At St Johns

220 Presidents Cup Way 205

St. Augustine, FL 32092

$200,000sold priceListed at $200,000 · 100% of asking$190/sqftMLS# 2142335
2
Beds
2
Baths
1,055
Sq Ft
2003
Built
—
Garage
No
Pool

5 more homes for sale in Legends At St Johns →Search Legends At St Johns on the map

FEMA Zone XHOA $490/moCondominium1 story

About this home

Legends At St Johns

Explore this updated two-bedroom condominium located on the second floor in the gated community of The Legends at St. Johns in the World Golf Village area. The building includes elevator access. Interior features include new tile flooring, fresh interior paint, a renovated kitchen with white shaker cabinets, granite countertops, a new sink and faucet, and stainless steel appliances. The unit also offers an inside utility room, a split-bedroom floor plan, new carpet throughout, and an open living and dining area. Both bathrooms have been updated with new vanities. A screened rear patio provides additional space to enjoy the outdoors. Community amenities include a clubhouse, fitness center, pool, and putting green. This property is eligible for HomePath financing. First-time buyers, complete the HomePath Ready Buyer homeownership course on Homepath. Attach certificate to offer up to 3% closing cost assistance. Check HomePath for more details. Restrictions apply.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,108
Property taxesest. at asking price, St. Johns County$266
HOAbilled monthly$490
Estimated total, before insurance$1,864/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$510/yr · $42/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$200,000
$40,000
Loan Term
Monthly Payment
$1,108
Principal & Interest: $1,108
Property taxes (est.): $266
Insurance (est.): $133
Estimated Total Monthly
$1,507
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$199,820$25,871—
2024$206,000$25,000—
2023$221,275$25,000—
2022$181,280$25,000—
2021$140,080$25,000—
2020$136,990$25,000—

2025 property taxes (current owner): $510/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 3, 2026Closed$200,000
  • Aug 14, 2026Pending$200,000
  • Jul 31, 2026Price change$200,000−$20,000
  • Jul 20, 2026Price change$220,000−$5,000
  • Apr 28, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
220 Presidents Cup Way 206, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTSJun 2026$260,500$1913/2.51,364790
310 Ryder Cup Circle 102, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$215,000$1742/21,238120.1
315 Ryder Cup Circle 204, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Sep 2026$179,000$1702/21,055710.1
125 Legendary Drive 207, St. Augustine, FL 32092Listed by PREMIER HOMES REALTY INCJul 2026$185,000$1752/21,055290.1
135 Legendary Drive 210, St. Augustine, FL 32092Listed by REAL BROKER LLCJun 2026$160,000$2121/1754200.1
135 Legendary Drive 304, St. Augustine, FL 32092Listed by RE/MAX BLUE COASTJul 2025$169,000$2241/17541160.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$200,000
Price / Sq Ft$190
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,055
Year Built2003
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address220 Presidents Cup Way 205, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionLegends At St Johns
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0282213215

Amenities

AmenitiesPool, Clubhouse, Fitness Center
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesEntrance Foyer, Split Bedrooms
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchScreened
Road SurfaceAsphalt

Additional Information

Date ListedApril 28, 2026
Days on Market108
HOA Fees$490 / Monthly
HOA FrequencyMonthly
HOA NameThe Legends at Saint Johns
HOA Fee IncludesSewer, Water
Tax Amount$509.78
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CORE REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Legends At St Johns

Legends At St Johns is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Legends At St Johns homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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