This home is in Legends At St Johns, St. Augustine.

1 / 21

Active Under Contract

Active Under Contract·148 days on market·Legends At St Johns

155 Legendary Drive 104

St. Augustine, FL 32092

$190,000$180/sqftEst. $969/moMLS# 2072417

Beds

Baths

1,055

Sq Ft

2006

Built

—

Garage

Pool

About this home

Legends At St Johns

Welcome to easy Florida living in the heart of World Golf Village! This beautifully maintained 2-bedroom, 2-bath first-floor condo offers the perfect combination of comfort, convenience, and location. Enjoy the ease of ground-floor living with no stairs and a brand-new walk-in shower in the primary bath, providing a fresh, modern touch. The open floor plan is ideal for everyday living and entertaining, while the spacious bedrooms offer comfort and privacy. Located just minutes from championship golf, shopping, restaurants, I-95, historic downtown St. Augustine, and the area's beautiful beaches, this condo is perfect as a full-time residence, seasonal retreat, or investment opportunity. Don't miss your chance to own an affordable home in one of Northeast Florida's most desirable communities! Additional highlights include in-unit laundry community amenities including fitness center, two resort style pools, tennis/pickleball courts.

Cost to own

Mortgage calculator

Home Price

$190,000

Down Payment: 20%

$38,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$969

Principal & Interest: $969

Property taxes (est.): $253

Insurance (est.): $127

Estimated Total Monthly

$1,348

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$969

Property taxesest. at asking price, St. Johns County$253

HOAbilled monthly$490

Estimated total, before insurance$1,712/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,370/yr · $198/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$194,000	$194,000	—
2024	$200,000	$181,016	—
2023	$214,830	$164,560	—
2022	$176,000	$149,600	—
2021	$136,000	$136,000	—
2020	$133,000	$133,000	—

2024 property taxes (current owner): $2,370/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 13, 2026Active Under Contract$190,000
Feb 27, 2026Listed$190,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$190,000

Price / Sq Ft$180

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,055

Year Built2006

TypeResidential

Sub-TypeCondominium

StyleTraditional

StatusActive Under Contract

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Community Information

Address155 Legendary Drive 104, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionLegends At St Johns

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0282205135

Amenities

AmenitiesBarbecue, Cable TV, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Security, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate

Exterior

Patio / PorchCovered, Screened

RoofShingle

Additional Information

Date ListedFebruary 27, 2026

Days on Market502

HOA Fees$490 / Monthly

HOA FrequencyMonthly

HOA NameLegends

HOA Fee IncludesCable TV, Maintenance Grounds, Pest Control, Sewer, Trash, Water

Tax Amount$2,370.41

Tax Year2024

Listing TermsCash, Conventional, FHA

55+ CommunityNo

New ConstructionNo

The neighborhood

About Legends At St Johns

Legends At St Johns is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Legends At St Johns homes for sale →

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Keep looking

More homes in Legends At St Johns

View all Legends At St Johns homes →

Keep looking

Similar homes in St. Augustine

Your Local Realtor

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke