This home is in St. Augustine — a waterfront home in St. Johns County.
$1,349,0005 bd · 3 ba · 2,674 sq ft
Active·47 days on market
8851 A1A S
St. Augustine, FL 32080
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About this home
St. Augustine
A rare gem, completely reimagined and rebuilt down to the studs in 2017, this luxurious 4-bedroom, 3-bath Mediterranean-style masterpiece is the ultimate coastal retreat. Perfectly positioned between the Intracoastal Waterway and the Atlantic Ocean, this elegant residence includes a full 1-bedroom, 1-bath in-law suite for added versatility. Set on over a 1/3-acre double parcel, this property was designed with entertaining in mind. Wraparound balconies and covered first-floor decks showcase stunning views of the ocean and serene saltwater canal, while multiple boat docks and lifts cater to water enthusiasts. As you pull up, the spacious yard and circular drive gives plenty of space to soak up the sun and ocean breeze! Step inside, and a scrollwork, iron spiral staircase leads you to the open living area. A family room with ocean views provides an ideal space to set up a pool table or have a family movie night.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Public water · St Johns County Utilities - water accounts
Municipal drinking water from St Johns County Utilities - water accounts per the county inventory.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,816 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 0.8 mi · 40 parking spaces
Closest park or preserve
Faver-Dykes State Parkabout 3 mi · 2.9 mi of trails
Closest public boat ramp
Faver – Dykes State Park Boat Rampabout 3 mi · Pellicer Creek
Closest kayak & paddleboard launch
Helen Mellon Schmidt Park Paddlecraft Access #1about 0.3 mi · Matanzas River
Closest youth league fields
Frank Butler Beachfront Park Eastabout 6 mi · Soccer
Closest grocery store
Aldiabout 8 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $946,444 | $946,444 | — |
2025 property taxes (current owner): $12,247/yr
Estimated taxes if purchased at asking price: ~$21,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 15, 2026Price change$1,349,000−$96,000
- Sep 28, 2026Listed$1,445,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $335/sq ft; this home is listed at $504/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9106 Mellon Court, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINE | Oct 2026 | $865,000 | $335 | 5/3.5 | 2,580 | 162 | 0.3 |
| 9108 A1A, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $750,000 | $296 | 4/3 | 2,536 | 59 | 0.3 |
| 9143 June Lane, St. Augustine, FL 32080Listed by REACH REALTY LLC | Dec 2025 | $1,225,000 | $510 | 4/3.5 | 2,404 | 14 | 0.5 |
| 9155 June Lane, St. Augustine Beach, FL 32080Listed by JACKSONVILLE TBI REALTY, LLC | Aug 2026 | $1,250,000 | $390 | 3/3.5 | 3,204 | 397 | 0.6 |
| 9244 July Lane, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTY | Oct 2026 | $680,000 | $321 | 3/2 | 2,118 | 48 | 0.7 |
| 9224 July Lane, St. Augustine Beach, FL 32080Listed by ERA ONETEAM REALTY | Dec 2025 | $650,000 | $318 | 3/3 | 2,045 | 136 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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