This home is in Windward Ranch, St. Augustine — a gated community home in St. Johns County.
$650,000Pending4 bd · 3 ba · 2,654 sq ft
Pending·49 days on market·Windward Ranch
37 Nevis Peak Lane
St. Augustine, FL 32092
5 more homes for sale in Windward Ranch →Search Windward Ranch on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Windward Ranch
Multple offers received. Sellers are calling for highest and best before 5pm on Sat 9/26. Enjoy one of St. Johns County's most sought-after gated and golf-cart friendly communities This saltwater pool home includes numerous upgrades including a custom mater closet with custom lighting, a custom built-in entertainment center, crown molding, a custom upscale laundry room and so much more. The chef's kitchen includes stainless steel appliances, double oven, a natural gas cooktop, and a generous center island that anchors the heart of the home. The split-bedroom layout provides privacy for the primary suite, which features a spacious bedroom and a beautifully appointed primary bath with a separate garden tub and walk-in shower. Additional bedrooms are generously sized, with large walk-in closets. Enjoy Florida's year-round outdoor lifestyle from your screened-in lanai surrounding the sparkling in-ground saltwater pool.
Next steps in Windward Ranch
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,639 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Ponte Vedra Recreation Area33 min drive · 24 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area10 min drive · 2.2 mi of trails
Closest public boat ramp
Palmo Cove Public Boat Rampabout 8 mi · St. Johns River - Palmo Cove
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 7 mi · San Sebastian River
Closest youth league fields
Mill Creek Park9 min drive · Baseball
Closest grocery store
Publix5 min drive · 2875 State Rd 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $547,685 | $0 | — |
2025 property taxes (current owner): $6,828/yr
Estimated taxes if purchased at asking price: ~$10,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 9, 2026Pending$650,000
- Sep 26, 2026Active Under Contract$650,000
- Sep 24, 2026Active$650,000
- Sep 17, 2026Listed$650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $245/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 259 Saint Vincent Drive, St. Augustine, FL 32092Listed by SIGNATURE REALTY ASSOCIATES | Apr 2026 | $530,000 | $200 | 4/3 | 2,647 | 53 | 0.1 |
| 223 Saint Vincent Drive, St. Augustine, FL 32092Listed by SIGNATURE REALTY ASSOCIATES | Apr 2026 | $575,000 | $217 | 4/3 | 2,654 | 1 | 0.1 |
| 105 Crown Colony Road, St. Augustine, FL 32092Listed by LATITUDE 30 REALTY LLC | Jul 2026 | $517,000 | $228 | 4/3 | 2,264 | 166 | 0.2 |
| 20 Tintamarre Drive, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Oct 2026 | $465,000 | $219 | 3/2 | 2,126 | 48 | 0.3 |
| 48 Martello Drive, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $460,000 | $216 | 3/2 | 2,126 | 54 | 0.3 |
| 347 Tintamarre Drive, St. Augustine, FL 32092Listed by REALTY PROFESSIONALS OF NE FLORIDA | Sep 2026 | $402,500 | $199 | 4/3 | 2,027 | 96 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SIGNATURE REALTY ASSOCIATES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Windward Ranch
Windward Ranch is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Windward Ranch homes for sale →Keep looking
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For Sale136 Montserrat DriveSt. Augustine, FL 32092
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$385,000Est. $2,049/moThis stunning, 3-bedroom, plus an office, 2-bathroom, home in the gated, Windward Ranch subdivision, boasts quartz…
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Under Contract150 Tintamarre DriveSt. Augustine, FL 32092
3 bd · 2 ba · 1,716 sq ft
$385,000Est. $2,049/moWelcome to 150 Tintamarre Dr, a beautifully maintained home in the highly desirable Windward Ranch community in St.…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
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