Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Windward Ranch, St. Augustine — a gated community home in St. Johns County.

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Active

Active·50 days on market·Windward Ranch

347 Tintamarre Drive

St. Augustine, FL 32092

$440,900$218/sqftEst. $2,248/moMLS# 2149749

Beds

Baths

2,027

Sq Ft

2019

Built

Garage

Pool

About this home

Windward Ranch

Seller paid concessions $3,000 for flooring or closing costs.This popular Trevi floor plan boasts 4 bedrooms and 3 full baths on a preserve lot. The large foyer brings you to an open floor plan with plank tile flooring. Beautiful white 42 inch cabinets, quartz counters, brick backsplash, pantry, gas range, and stainless steel appliances in the kitchen. Large island with counter seating area. Perfect for entertaining. Guest bedroom with en-suite bathroom, that is great for guests, a teen, or parental suite. A screen pavered lanai, beckons you to a wonderful outdoor living space with extended patio area, and a beautiful serene wooded view and fenced yard. Resort style community amenities. Located in high rated St Johns County School District. Minutes from I-95 with outlet shopping, St Augustine's historic district and the beach. Washer and dryer included. Shelving in dining room not included.

Cost to own

Mortgage calculator

Home Price

$440,900

Down Payment: 20%

$88,180

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,248

Principal & Interest: $2,248

Property taxes (est.): $587

Insurance (est.): $294

Estimated Total Monthly

$3,129

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,248

Property taxesest. at asking price, St. Johns County$587

HOAbilled quarterly$143

Estimated total, before insurance$2,977/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,142/yr · $262/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$389,694	$196,515	▲ $1,995
2024	$402,613	$190,269	—
2023	$357,012	$183,271	—
2022	$340,328	$176,477	—
2021	$271,918	$169,881	—
2020	$256,934	$166,845	—

2025 property taxes (current owner): $3,142/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Price change$440,900−$5,000
Jul 14, 2026Price change$445,900−$3,100
Jun 10, 2026Listed$449,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$440,900

Price / Sq Ft$218

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,027

Total Structure Area2,624 sq ft

Acres0.18 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesNorth

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighSt. Augustine

Community Information

Address347 Tintamarre Drive, St. Augustine, FL 32092

Area308-World Golf Village Area-SW

SubdivisionWindward Ranch

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,840.8 sq ft

Parcel Number0274423760

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

SecuritySecurity Gate