Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Windward Ranch, St. Augustine — a home near St. Augustine High School.

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Active

Active·45 days on market·Windward Ranch

150 Tintamarre Drive

St. Augustine, FL 32092

$395,000$230/sqftEst. $2,029/moMLS# 2153400

Beds

Baths

1,716

Sq Ft

2019

Built

—

Garage

Pool

About this home

Windward Ranch

Welcome to 150 Tintamarre Dr, a beautifully maintained home in the highly desirable Windward Ranch community in St. Johns County, The home blends modern comfort with thoughtful design, offering an inviting open-concept layout perfect for both everyday living and entertaining. Step inside to find a bright, spacious living area with abundant natural light. Enjoy seamless flow into the kitchen featuring quartz countertops, stainless steel appliances, a large island, ample cabinetry, and a pantry. The private owner's suite includes a generous walk-in closet and a spa-inspired bath with dual vanities and a walk-in shower. This split floor plan offers three bedrooms as well as a separate home office that adapts to your lifestyle and can be used as a hobby room or playroom. Enjoy peaceful mornings and relaxing evenings on the screened paver lanai, which allows you to enjoy outdoor living at it's finest.

Cost to own

Mortgage calculator

Home Price

$395,000

Down Payment: 20%

$79,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,029

Principal & Interest: $2,029

Property taxes (est.): $526

Insurance (est.): $263

Estimated Total Monthly

$2,818

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,029

Property taxesest. at asking price, St. Johns County$526

HOAbilled quarterly$143

Estimated total, before insurance$2,697/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,220/yr · $268/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$351,682	$212,226	—
2024	$364,380	$205,537	—
2023	$323,372	$198,094	—
2022	$307,508	$190,868	—
2021	$243,614	$183,852	—
2020	$230,623	$180,623	—

2025 property taxes (current owner): $3,220/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 28, 2026Active$395,000
Jul 15, 2026Active Under Contract$395,000
Jul 10, 2026Active$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$395,000

Price / Sq Ft$230

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,716

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighSt. Augustine

Community Information

Address150 Tintamarre Drive, St. Augustine, FL 32092

Area308-World Golf Village Area-SW

SubdivisionWindward Ranch

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number027442 4510

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Fitness Center, Gated, Management - Part Time, Management- On Site, Park, Pickleball, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit, Lower Level, Sink

SecuritySecurity Gate, Smoke Detector(s)