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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Windward Ranch, St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Jul 13, 2026·166 days on market·Recent sales in Windward Ranch·Windward Ranch

105 Crown Colony Road

St. Augustine, FL 32092

$517,000sold priceListed at $530,000 · 97.5% of asking$228/sqftMLS# 2120667
4
Beds
3
Baths
2,264
Sq Ft
2017
Built
3
Garage
No
Pool

7 more homes for sale in Windward Ranch →Search Windward Ranch on the map

HOA $143/moSingle Family Residence1 story

About this home

Windward Ranch

NO CDD fees, gated community living, peaceful preserve views, 3-car garage, custom upgrades throughout, and a Seller Advantage Package that includes 1 Full year of HOA dues plus 1-year home warranty-this is a standout opportunity in Windward Ranch. Welcome to 105 Crown Colony Road, a beautifully designed single-story home in one of St. Augustine's most desirable communities, where comfort, style, and functionality come together. Thoughtfully enhanced with a custom owner's suite closet, a beautifully crafted custom entertainment center, and built-in custom storage benches in the kitchen dining area, this home offers special touches that add both character and everyday convenience. Designed with flexible living spaces and a desirable split-bedroom floorplan, this home offers versatility for today's lifestyle-ideal for entertaining, working from home, hosting guests, or multigenerational living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,864
Property taxesest. at asking price, St. Johns County$688
HOAbilled quarterly$143
Estimated total, before insurance$3,694/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,704/yr · $309/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$517,000
$103,400
Loan Term
Monthly Payment
$2,864
Principal & Interest: $2,864
Property taxes (est.): $688
Insurance (est.): $345
Estimated Total Monthly
$3,896
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,796 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$408,203$249,655—
2024$424,114$241,912—
2023$378,850$233,410—
2022$365,970$225,155—
2021$287,890$217,141—
2020$271,834$213,453—

2025 property taxes (current owner): $3,704/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 14, 2026Closed$530,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
20 Tintamarre Drive, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYOct 2026$465,000$2193/22,126480.2
48 Martello Drive, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$460,000$2163/22,126540.2
64 Nevis Peak Lane, St. Augustine, FL 32092Listed by REAL BROKER LLCFeb 2026$450,000$1984/22,2762760.2
250 King George Avenue, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEDec 2025$420,000$1983/22,126650.2
124 Tintamarre Drive, St. Augustine, FL 32092Listed by SIGNATURE REALTY ASSOCIATESSep 2026$500,000$2353/22,126230.3
204 Tintamarre Drive, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$389,000$2273/21,71650.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$530,000
Price / Sq Ft$234
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,264
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address105 Crown Colony Road, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionWindward Ranch
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0274420900
ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Fitness Center, Gated, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Available, Natural Gas Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
FencingFenced, Back Yard
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedJune 13, 2026
Days on Market166
HOA Fees$428 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,703.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LATITUDE 30 REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Windward Ranch

Windward Ranch is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Windward Ranch homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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