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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beacon Lake, St. Augustine a home near Beachside High School.

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Active

Active·Listed today·Beacon Lake

78 Hydrilla Court

St. Augustine, FL 32095

$889,990$280/sqftEst. $4,713/moMLS# 2165395
4
Beds
3.5
Baths
3,173
Sq Ft
2022
Built
2
Garage
No
Pool
HOA $6/mo11,761 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Beacon Lake

Discover elevated waterfront living in this meticulously cared-for Toll Brothers Roseberry Elite, situated behind the gates of The Landing at Beacon Lake. The thoughtfully designed floor plan features 4 bedrooms, 3.5 bathrooms, a private office, formal dining room and generous upstairs loft. Expansive living spaces showcase beautiful water views, complemented by extensive upgrades including custom cabinetry, integrated smart-home technology, an enhanced kitchen and custom primary closets with motion-activated lighting. The covered lanai features remote-controlled privacy screens and is prepped with gas and water for a future outdoor kitchen. With direct access to Beacon Lake's 43-acre paddle-friendly lake from your own backyard, launch your kayak and explore the community by water, even paddling to the Lake House amenity center. Furnishings are also available for purchase, creating the option for a seamless, turnkey move.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$4,713
Property taxesest. at asking price, St. Johns County$1,184
HOAbilled annually$6
Estimated total, before insurance$5,903/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,362/yr · $1,030/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$889,990
$177,998
Loan Term
Monthly Payment
$4,713
Principal & Interest: $4,713
Property taxes (est.): $1,184
Insurance (est.): $593
Estimated Total Monthly
$6,491
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,362/yr

Estimated taxes if purchased at asking price: ~$14,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Listed$889,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$889,990
Price / Sq Ft$280
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,173
Acres0.27 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesSouth

School Information

Community Information

Address78 Hydrilla Court, St. Augustine, FL 32095
Area304- 210 South
SubdivisionBeacon Lake
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size11,761.2 sq ft
Parcel Number0237240650

Amenities

AmenitiesPool, Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Pickleball, Playground, Security, Tennis Court(s), Water
UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyLighting, Thermostat
ParkingAttached, Garage
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Gas Range, Gas Water Heater, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundrySink
SecurityClosed Circuit Camera(s)

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionStucco

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$71 / Annually
HOA FrequencyAnnually
Tax Amount$12,361.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE · kapke2yourhome@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beacon Lake

Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Beacon Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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