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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beacon Lake, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·1 day on market·Beacon Lake

249 Twilight Lane

St. Augustine, FL 32095

$624,700$278/sqftEst. $3,419/moMLS# 2167313
4
Beds
3
Baths
2,247
Sq Ft
2024
Built
3
Garage
No
Pool

22 more homes for sale in Beacon Lake →Search Beacon Lake on the map

FEMA Zone XHOA $5/mo9,148 sqft lotWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Beacon Lake

Nestled on one of the many lakes in this great community - You've found Home! One of the most sought after floor plans with so many improvements & upgrades, it's difficult to list everything. It was a blank canvas. Bleak... though filled with tons of natural light... it also originally was overloaded with those lights that look like bulbous mounds of... well, glass... you know the kind. Things were added... things were changed... things were converted. Now it's a home and ready for its next owner. Kitchen extension, lighting, fencing, gutters, full water system, screened lanai.... Just a few of the items that make this 4 bedroom, 3 bath, 3 car garage property more than a home. Some would consider it suitable as a multi-generational property. The current owners certainly do. And this is why each area, each nook, each room has a singular feel and atmosphere that smoothly, seamlessly transitions from space to space. Before & After pictures are available at showing. Seeing is believing!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$3,419
Property taxesest. at asking price, St. Johns County$831
HOAbilled annually$5
Estimated total, before insurance$4,256/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$624,700
$124,940
Loan Term
Monthly Payment
$3,419
Principal & Interest: $3,419
Property taxes (est.): $831
Insurance (est.): $416
Estimated Total Monthly
$4,667
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 3, 2026Active$624,700
  • Oct 1, 2026Listed$624,700

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$624,700
Price / Sq Ft$278
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,247
Total Structure Area3,186 sq ft
Acres0.21 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address249 Twilight Lane, St. Augustine, FL 32095
Area304- 210 South
SubdivisionBeacon Lake
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size9,147.6 sq ft
Parcel Number0237261010

Amenities

AmenitiesPool, Other, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Zoned
CoolingCentral Air, Split System, Zoned
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s), Other

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 3, 2026
Days on Market1
HOA Fees$62 / Annually
HOA FrequencyAnnually
HOA NameBeacon Lake
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beacon Lake

Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Beacon Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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