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This home is in Creekside, St. Augustine.

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Active

Active·82 days on market·Creekside

204 Silver Creek Place

St. Augustine, FL 32095

$575,000$253/sqftEst. $3,060/moMLS# 2141750
4
Beds
2
Baths
2,270
Sq Ft
2018
Built
2
Garage
Yes
Pool

About this home

Creekside

Rare 10,000+ SQ FT oversized double lot with a brand-new sparkling pool and private preserve views! Welcome to ultimate turnkey luxury in the highly desirable Creekside at Twin Creeks community! This rare, premium property offers a massive 10,019 sq. ft. double lot, nearly twice the size of standard neighborhood lots, combining elite outdoor living with a beautifully upgraded, functional interior. Boasting brand-new flooring, fresh interior paint, and top-rated St. Johns County schools, this home is completely move-in ready with absolutely zero construction delays. The first floor delivers a seamless open-concept layout where the kitchen, dining, and family room flow directly out to your massive backyard oasis. Upstairs, the second floor serves as the family hub with 3 spacious bedrooms, 2 full bathrooms, a dedicated laundry room, and an open loft perfect for remote work or homework. The third floor offers a private flex suite, a legal 4th bedroom with closet ideal as a teen retreat

Cost to own

Mortgage calculator

$575,000
$115,000
Loan Term
Monthly Payment
$2,904
Principal & Interest: $2,904
Est. Taxes & Insurance: $726
Estimated Total Monthly
$3,631
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,060
Property taxesest. at asking price, St. Johns County$765
HOAbilled quarterly$102
Estimated total, before insurance$3,927/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$389,447$227,183
2024$403,602$220,073
2023$342,364$212,207
2022$333,812$204,570
2021$264,135$197,155
2020$244,706$193,243

2025 property taxes (current owner): $4,940/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,711 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 24, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000
Price / Sq Ft$253
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,270
Acres0.23 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address204 Silver Creek Place, St. Augustine, FL 32095
Area304- 210 South
SubdivisionCreekside
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size10,018.8 sq ft
Parcel Number0237131000

Amenities

AmenitiesPool, Fitness Center, Jogging Path, Park, Playground
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewPond, Protected Preserve, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesConvection Oven, Dishwasher, Gas Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup
Spa FeaturesIn Ground

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Rear Porch
FencingFenced
RoofShingle

Additional Information

Date ListedApril 24, 2026
Days on Market70
HOA Fees$305 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,939.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Creekside

Creekside is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Creekside homes for sale →

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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