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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beacon Lake, St. Augustine — a waterfront home in St. Johns County.

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Sold

$750,000Sold4 bd · 4 ba · 3,315 sq ft

Sold·Closed Oct 1, 2026·68 days on market·Recent sales in Beacon Lake·Beacon Lake

53 Lumen Court

St. Augustine, FL 32095

$750,000sold priceListed at $775,000 · 96.8% of asking$226/sqftMLS# 2151934
4
Beds
4
Baths
3,315
Sq Ft
2018
Built
3
Garage
No
Pool

16 more homes for sale in Beacon Lake →Search Beacon Lake on the map

FEMA Zone XHOA $5/moWaterfrontSingle Family Residence2 stories

About this home

Beacon Lake

Welcome to the immaculate Beacon Lake community.. This 4 bed, 4 bath lakefront home has been perfectly maintained with great CURB APPEAL.. As you approach the home, the outside truly sets the tone for what's within.. On the first floor, you have a very OPEN floor-plan with all 4 bedrooms on the first floor.. Each bedroom has ample space with LARGE closets as well.. The kitchen is a chefs dream, with tons of updates - extra countertop space, a lovely kitchen island, upgraded backsplash, countertops, fixtures and the list goes on.. HUGE upstairs suite that leaves the new owners with tons of options! You can truly feel all the space this home provides on the inside and outside.. EXTRA LARGE lot with lakefront views and it is really quiet and peaceful out there.. 3 car garage with epoxy flooring..

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,089
Property taxesest. at asking price, St. Johns County$998
HOAbilled annually$5
Estimated total, before insurance$5,092/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$681,337$374,332—
2024$676,367$363,075—
2023$611,594$351,044—
2022$548,508$339,363—
2021$444,052$328,022—
2020$420,513$322,803—

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Closed$775,000
  • Sep 2, 2026Active Under Contract$775,000
  • Aug 28, 2026Price change$775,000−$10,000
  • Jul 27, 2026Price change$785,000−$15,000
  • Jul 8, 2026Price change$800,000−$9,900
  • Jun 23, 2026Listed$809,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
99 Hutchinson Lane, St. Augustine, FL 32095Listed by COWFORD REALTY & DESIGN LLCAug 2026$990,000$2655/53,733100.2
179 Fresnel Lane, St. Augustine, FL 32095Listed by MOMENTUM REALTYAug 2026$965,000$2895/4.53,34180.3
95 Strobe Court, St. Augustine, FL 32095Listed by SUPER SELLERAug 2026$495,000$2133/2.52,326360.3
47 Starnberg Court, St. Augustine, FL 32095Listed by REAL BROKER LLCNov 2026$515,000$2223/2.52,322140.6
76 Tahiti Cove, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$810,000$2394/33,385880.6
419 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$527,500$2114/32,5032990.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$775,000
Price / Sq Ft$234
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,315
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address53 Lumen Court, St. Augustine, FL 32095
Area304- 210 South
SubdivisionBeacon Lake
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0237210970

Amenities

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
Water SourcePublic
ParkingGarage, Garage Door Opener
Waterfront TypeLake Front

Interior

AppliancesDishwasher, Freezer, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJuly 27, 2026
Days on Market68
HOA Fees$64 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER ANABASIS REALTY

Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beacon Lake

Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Beacon Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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