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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Creekside, St. Augustine — a home near Beachside High School.

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Sold

Sold·Closed Oct 7, 2026·34 days on market·Recent sales in Creekside·Creekside

129 Silver Creek Place

St. Augustine, FL 32095

$447,000sold priceListed at $450,000 · 99.3% of asking$180/sqftMLS# 2158824
3
Beds
2.5
Baths
2,477
Sq Ft
2018
Built
2
Garage
No
Pool

3 more homes for sale in Creekside →Search Creekside on the map

FEMA Zone XHOA $102/mo6,534 sqft lotSingle Family Residence2 stories

About this home

Creekside

Welcome to your dream home in Creekside! This move-in ready stunner effortlessly combines luxury, convenience, and low-maintenance living. Step inside to discover a bright, airy open concept featuring a coveted first-floor primary suite, complete main-level laundry, and a guest-convenient half bath. Upstairs, the expansive open loft offers endless possibilities--think home theater, play area, or your ultimate home office! Outside, soak in the beautiful curb appeal, meticulously maintained landscaping, and the added perk of a whole-home water softener. Best of all? You can bike right to Lakeside Academy! Don't wait--schedule your private tour today and fall in love!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,476
Property taxesest. at asking price, St. Johns County$595
HOAbilled quarterly$102
Estimated total, before insurance$3,172/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,749/yr · $396/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$447,000
$89,400
Loan Term
Monthly Payment
$2,476
Principal & Interest: $2,476
Property taxes (est.): $595
Insurance (est.): $298
Estimated Total Monthly
$3,369
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$411,019$212,990—
2024$426,329$206,280—
2023$365,321$198,816—
2022$357,125$191,569—
2021$283,477$184,533—
2020$262,708$142,140—

2025 property taxes (current owner): $4,749/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 7, 2026Closed$450,000
  • Sep 11, 2026Pending$450,000
  • Aug 19, 2026Price change$450,000−$5,000
  • Aug 7, 2026Active$455,000
  • Aug 6, 2026Listed$455,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
204 Silver Creek Place, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$530,000$2334/2.52,2701250.1
100 Leclerc Court, St. Augustine, FL 32095Listed by CASTILLO REAL ESTATE JAXSep 2026$490,000$2504/21,963870.4
612 Picasso Avenue, Ponte Vedra, FL 32081Listed by DJ & LINDSEY REAL ESTATEOct 2026$420,000$1653/2.52,547101
65 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUPSep 2026$525,000$2263/2.52,328251
264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$940,000$2974/33,161181.2
141 Brookline Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$819,000$2854/32,873371.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$182
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,477
Acres0.15 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

Community Information

Address129 Silver Creek Place, St. Augustine, FL 32095
Area304- 210 South
SubdivisionCreekside
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size6,534 sq ft
Parcel Number0237131130
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground, Spa/Hot Tub
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Washer Hookup
Spa FeaturesCommunity

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPorch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 7, 2026
Days on Market34
HOA Fees$305 / Quarterly
HOA FrequencyQuarterly
HOA NameCreekside at Twin Creeks
Tax Amount$4,749
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Creekside

Creekside is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Creekside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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