This home is in Creekside, St. Augustine — a home near Beachside High School.
Active·6 days on market·Creekside
129 Silver Creek Place
St. Augustine, FL 32095
About this home
Creekside
Welcome to your dream home in Creekside! This move-in ready stunner effortlessly combines luxury, convenience, and low-maintenance living. Step inside to discover a bright, airy open concept featuring a coveted first-floor primary suite, complete main-level laundry, and a guest-convenient half bath. Upstairs, the expansive open loft offers endless possibilities--think home theater, play area, or your ultimate home office! Outside, soak in the beautiful curb appeal, meticulously maintained landscaping, and the added perk of a whole-home water softener. Best of all? You can bike right to Lakeside Academy! Don't wait--schedule your private tour today and fall in love!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $411,019 | $212,990 | — |
| 2024 | $426,329 | $206,280 | — |
| 2023 | $365,321 | $198,816 | — |
| 2022 | $357,125 | $191,569 | — |
| 2021 | $283,477 | $184,533 | — |
| 2020 | $262,708 | $142,140 | — |
2025 property taxes (current owner): $4,749/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,714 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 7, 2026Active$455,000
- Aug 6, 2026Listed$455,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Creekside
Creekside is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Creekside homes for sale →Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Creekside
Active$465,000MLS# 2140783Est. $2,475/mo129 Silver Creek Place, St. Augustine, FL 320953 Beds2 Baths2,477 sqftBike to Lakeside Academy from this move-in ready home with a highly desirable layout. This 3-bedroom, 2.5-bath home…
ResidentialREAL BROKER LLC
Active$545,000MLS# 2148987Est. $2,901/mo301 Silver Reef Lane, St. Augustine, FL 320954 Beds2 Baths2,300 sqftBeautiful newer construction lakefront home in highly desirable St Johns County w best school districts! Brand new…
ResidentialSAVVY AVENUE, LLC.
Active$549,000MLS# 2141750Est. $2,922/mo204 Silver Creek Place, St. Augustine, FL 320954 Beds2 Baths2,270 sqftRare 10,000+ SQ FT oversized double lot with a brand-new sparkling pool and private preserve views! Welcome to ultimate…
ResidentialEXP REALTY LLC
Pending$589,000MLS# 2149873Est. $3,135/mo12743 Camellia Bay Drive E, Jacksonville, FL 322235 Beds3 Baths2,839 sqftPrice Reduced!!! Welcome home to this beautiful property in an upscale enclave neighborhood, filled with custom homes!…
ResidentialBETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Keep looking
Similar homes in St. Augustine
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines