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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Nocatee, Ponte Vedra — a waterfront home in Nocatee.

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Active

Active·Listed today·Del Webb Nocatee

99 Wheatfield Avenue

Ponte Vedra, FL 32081

$490,000$326/sqftEst. $2,682/moMLS# 2164971
2
Beds
2
Baths
1,505
Sq Ft
2021
Built
2
Garage
No
Pool

27 more homes for sale in Del Webb Nocatee →Search Del Webb Nocatee on the map

FEMA Zone XHOA $564/moWaterfrontSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Del Webb Nocatee

Don't miss out on this beautiful Villa in Del Webb Nocatee! Entire interior has been repainted. 2Bed/2Bath plus an office. Relax on the screened lanai and enjoy the Water view. LVP throughout. No carpet. 9' ceilings. Gas Range and Tankless Water Heater. Monthly fee includes lawn care and water for irrigation. Enjoy an amazing lifestyle at the Canopy Club!! **Some photos have been virtually staged.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,682
Property taxesest. at asking price, St. Johns County$652
HOAbilled monthly$564
Estimated total, before insurance$3,898/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$490,000
$98,000
Loan Term
Monthly Payment
$2,682
Principal & Interest: $2,682
Property taxes (est.): $652
Insurance (est.): $327
Estimated Total Monthly
$3,661
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 7, 2026Active$490,000
  • Sep 15, 2026Listed$490,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$490,000
Price / Sq Ft$326
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,505
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes

Community Information

Address99 Wheatfield Avenue, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0704832610

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Pickleball, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewWater
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecurityGated with Guard

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedOctober 7, 2026
Days on Market0
HOA Fees$564.15 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines