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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sandcastle Condo, Fernandina Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Mar 16, 2026·74 days on market·Recent sales in Sandcastle Condo·Sandcastle Condo

249 Sandcastles Court

Fernandina Beach, FL 32034

$590,000sold priceListed at $625,000 · 94.4% of asking$617/sqftMLS# 2115292
1
Beds
1
Baths
957
Sq Ft
1982
Built
—
Garage
No
Pool

3 more homes for sale in Sandcastle Condo →Search Sandcastle Condo on the map

HOA $1082/mo2.65 acresWaterfrontCondominium1 story

About this home

Sandcastle Condo

Well-maintained, furnished end unit offers breathtaking ocean front & the rare privacy of having no one above you. Enjoy sweeping vistas from the 6th-floor balcony, accessible from both the Living Rm & Bed Rm.The inviting living room features a Lg picture window showcasing ocean views from nearly every angle, along w/ a comfortable pull-out sofa. The spacious Bed Rm offers 2 queen beds and an updated tiled bathroom with a double vanity. The kitchen has been thoughtfully opened to the dining area, creating a bright, open layout that also captures the ocean views. Both the kitchen & bathroom feature granite countertops.Upgrades include: all furnishings, Bosch dishwasher, GE refrigerator, microwave, garbage disposal, new water heater (24), AC replacement (21), upgraded front doors (15), and new luxury vinyl plank flooring (25) in all areas previously carpeted.This property offers flexibility-perfect for personal use, a vacation getaway, or short-term rental inco

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,268
Property taxesest. at asking price, Nassau County$815
HOAbilled monthly$1,082
Estimated total, before insurance$5,165/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,615/yr · $635/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$590,000
$118,000
Loan Term
Monthly Payment
$3,268
Principal & Interest: $3,268
Property taxes (est.): $815
Insurance (est.): $393
Estimated Total Monthly
$4,476
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,615/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $607/sq ft; this home is listed at $653/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
223 Sandcastles Court, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$589,500$6831/1863130
241 Sandcastles Court, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMar 2026$572,000$6631/1863140
318 Sandcastles Court, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$665,000$6071/11,096100.1
2109 Beachwood Road, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$390,000$3222/21,2101400.2
2016 Beach Wood Road, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSFeb 2026$400,000$3312/21,210730.2
2074 Beachwood Road, Fernandina Beach, FL 32034Listed by EXIT 1 STOP REALTYJan 2026$490,000$4052/21,210590.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$625,000
Price / Sq Ft$653
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage957
Acres2.65 acres
Year Built1982
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address249 Sandcastles Court, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionSandcastle Condo
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size115,434 sq ft
Parcel Number016N29V17B02330000
ZoningCondominium

Amenities

AmenitiesBeach Access, Elevator(s), Gated, Jogging Path, Laundry, Maintenance Grounds, Park, Playground, Trash
Community FeaturesSidewalks, Fishing, Street Lights, Restaurant, Gated, Curbs
UtilitiesCable Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Gated, Parking Lot, Secured, Unassigned
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
Security24 Hour Security, Fire Alarm, Fire Sprinkler System, Firewall(s), Gated with Guard, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Road SurfaceAsphalt

Additional Information

Date ListedOctober 28, 2025
Days on Market74
HOA Fees$1,082 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Security, Sewer, Trash, Water
Tax Amount$7,614.74
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sandcastle Condo

Sandcastle Condo is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Sandcastle Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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