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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sandcastle Condo, Fernandina Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Mar 4, 2026·14 days on market·Recent sales in Sandcastle Condo·Sandcastle Condo

241 Sandcastles Court

Fernandina Beach, FL 32034

$572,000sold priceListed at $618,000 · 92.6% of asking$663/sqftMLS# 2125707
1
Beds
1
Baths
863
Sq Ft
1982
Built
—
Garage
No
Pool

3 more homes for sale in Sandcastle Condo →Search Sandcastle Condo on the map

HOA $208/mo2.65 acresWaterfrontCondominium1 story

About this home

Sandcastle Condo

Experience effortless coastal living at 241 Sandcastles Court, a beautifully furnished 5th floor oceanfront one-bedroom villa, sleeps 4, located in the prestigious Amelia Island Plantation—a gated, oceanfront community offering unmatched resort amenities and a premier rental opportunity. This turnkey property is ideal as a full-time residence, vacation home, or income-producing investment. 2025 Gross Rental Income exceeded $52,000. Top 150 rentals out of 2,200 on VRBO for Amelia Island. Step inside and discover an inviting open layout filled with natural light and serene ocean views. The spacious living area flows to a private balcony overlooking the dunes and Atlantic, perfect for morning coffee or sunset cocktails. The well-appointed kitchen features granite countertops, stainless steel appliances, and ample cabinetry, while the bedroom provides a peaceful retreat with direct balcony access and a spa-inspired bath. Fully furnished and ready for immediate enjoyment or rental, this

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,168
Property taxesest. at asking price, Nassau County$790
HOAbilled annually$208
Estimated total, before insurance$4,166/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,359/yr · $697/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$572,000
$114,400
Loan Term
Monthly Payment
$3,168
Principal & Interest: $3,168
Property taxes (est.): $790
Insurance (est.): $381
Estimated Total Monthly
$4,339
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,814 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,359/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $683/sq ft; this home is listed at $716/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
223 Sandcastles Court, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$589,500$6831/1863130
318 Sandcastles Court, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$665,000$6071/11,096100
249 Sandcastles Court, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$590,000$6171/1957740
1122 Beach Walker Road, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESOct 2025$350,000$3702/2947640.4
1657 Sea Dunes Place, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYSep 2026$975,000$8712/21,120241
1829 Turtle Dunes Place 1829, Fernandina Beach, FL 32034Listed by SHRIMP CAPITAL REALTYAug 2025$945,000$8442/21,1201121.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$618,000
Price / Sq Ft$716
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage863
Acres2.65 acres
Year Built1982
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address241 Sandcastles Court, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionSandcastle Condo
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size115,434 sq ft
Parcel Number016N29V17B02260000

Amenities

AmenitiesPool, Beach Access, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Management - Off Site, Security
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Exterior FeaturesBalcony
RoofTile
ConstructionBlock, Concrete, Stucco
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 18, 2026
Days on Market14
HOA Fees$2,500 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash, Water
Tax Amount$8,358.8
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Sold by: ONE SOTHEBY'S INTERNATIONAL REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sandcastle Condo

Sandcastle Condo is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Sandcastle Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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