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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Oct 8, 2025·64 days on market·Recent sales in Amelia Island

1122 Beach Walker Road

Fernandina Beach, FL 32034

$350,000sold priceListed at $470,000 · 74.5% of asking$370/sqftMLS# 2097834
2
Beds
2
Baths
947
Sq Ft
1974
Built
—
Garage
No
Pool
HOA $153/moWaterfrontCondominium1 story

About this home

Fernandina Beach

Oceanfront Condo at Omni Amelia Island Plantation - Great Rental Potential. Don't miss this fully furnished, 2-bedroom, 2-bath oceanfront condo located in the sought-after Omni Amelia Island Plantation community. Just a short walk to the Beach Walker community pool, this unit offers the perfect blend of beachside living and investment opportunity. With short-term rentals allowed, this property is ideal for generating rental income. A little paint and some updating could easily elevate its value and appeal. Whether you're looking for a vacation home, rental property, or both—this condo offers great potential in one of Northeast Florida's premier coastal destinations

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Nassau County$483
HOAbilled annually$153
Estimated total, before insurance$2,575/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,551/yr · $629/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $483
Insurance (est.): $233
Estimated Total Monthly
$2,655
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,551/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $663/sq ft; this home is listed at $496/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
223 Sandcastles Court, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$589,500$6831/1863130.4
249 Sandcastles Court, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$590,000$6171/1957740.4
241 Sandcastles Court, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMar 2026$572,000$6631/1863140.4
1657 Sea Dunes Place, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYSep 2026$975,000$8712/21,120240.5
318 Sandcastles Court, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$665,000$6071/11,096100.5
2109 Beachwood Road, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$390,000$3222/21,2101400.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$470,000
Price / Sq Ft$496
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage947
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleA-Frame
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address1122 Beach Walker Road, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionBeachwalker
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number016N29V14B11220000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Covered
Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingHeat Pump
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 10, 2025
Days on Market64
HOA Fees$1,838 / Annually
HOA FrequencyAnnually
HOA NameCondo Association
HOA Fee IncludesSewer, Trash, Water
Tax Amount$7,551.26
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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