This home is in Yulee.
$389,900Pending4 bd · 2 ba · 2,314 sq ft
Pending·65 days on market
86044 Faith Avenue
Yulee, FL 32097
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Yulee
NO HOA! Completely remodeled and move-in ready, this spacious 4-bedroom, 2-bath home offers 2,314 square feet of beautifully updated living in the heart of Yulee. From top to bottom, no detail was overlooked fresh, modern finishes throughout and the peace of mind that comes with a full renovation. The standout? The entire upstairs has been transformed into a private homeowner's suite your own retreat away from it all, perfect for unwinding at the end of the day. The main level offers generous living space and additional bedrooms in a bright, welcoming layout built for both everyday living and easy entertaining. The location delivers: just a short walk to Yulee Elementary and minutes to shopping, dining, I-95, and the beaches of Amelia Island. Whether you're headed to historic Fernandina or commuting toward Jacksonville, everything is within easy reach. Fully renovated with room to spread out, schedule your private showing today!
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 1962)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,675 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 35, S Fletcher Ave. & Manatee Ave.about 9 mi · 12 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 9 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 1 mi · Lofton Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 9 mi · Boggy Creek
Closest grocery store
Aldiabout 2 mi · 463689 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $110,000 in March 2026(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $174,736 | $86,296 | — |
2025 property taxes (current owner): $1,439/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 14, 2026Pending$389,900
- Oct 1, 2026Price change$389,900−$10,100
- Sep 10, 2026Listed$400,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $168/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 86646 Swift Launch Path, Yulee, FL 32097Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $570,000 | $210 | 4/3.5 | 2,715 | 10 | 0.5 |
| 85390 Sandy Ridge Loop, Yulee, FL 32097Listed by ERA ONETEAM REALTY | Nov 2026 | $577,000 | $211 | 4/3 | 2,732 | 137 | 1.1 |
| 86209 Vegas Boulevard, Yulee, FL 32097Listed by HOVER GIRL PROPERTIES | Sep 2026 | $225,000 | $133 | 3/2 | 1,694 | 1 | 1.1 |
| 86060 Hill Valley Avenue, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2026 | $374,900 | $224 | 4/2 | 1,672 | 63 | 1.2 |
| 85417 Sandy Ridge Loop 0084, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Sep 2026 | $467,500 | $215 | 4/2 | 2,171 | 287 | 1.2 |
| 86607 Nassau Crossing Way, Yulee, FL 32097Listed by SUMMER HOUSE REALTY | Aug 2026 | $330,000 | $178 | 4/2 | 1,856 | 36 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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