This home is in Yulee — a home near Yulee High School.
Sold·Closed Sep 28, 2026·10 days on market·Recent sales in Yulee
86646 Swift Launch Path
Yulee, FL 32097
About this home
Yulee
What's Special: Gourmet Kitchen | Dedicated Study | 3-Car Garage | West Facing Lot. New Construction - October Completion! Built by America's Most Trusted Home Builder. Welcome to the Torres at 86646 Swift Launch Path in Headwaters at Lofton Creek! This modern home is thoughtfully designed for comfortable everyday living with a split layout centered around an open-concept gourmet kitchen with natural gas and spacious great room. Three secondary bedrooms are positioned toward the front of the home, including one with an ensuite bathroom that's ideal for overnight guests or older children, while the remaining two share a bathroom just off the foyer. The primary suite is privately tucked into the back corner and features a spa-like bathroom with a walk-in shower. The expansive great room easily accommodates large gatherings and opens through pocket sliding glass doors to a covered lanai for seamless indoor/outdoor Florida living. A private study completes the home.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,599 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:28 AM, sunset 6:56 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,151/yr
Estimated taxes if purchased at asking price: ~$9,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 29, 2026Closed$589,990
- Jul 17, 2026Pending$589,990
- Jul 11, 2026Price change$589,990−$10,000
- Jul 6, 2026Listed$599,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $217/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 86710 Meditation Court, Yulee, FL 32097Listed by NON MLS (realMLS) | Aug 2026 | $679,311 | $211 | 4/3 | 3,221 | 28 | 0.1 |
| 86520 Oar Row S, Yulee, FL 32097Listed by NON MLS (realMLS) | Jul 2026 | $658,464 | $199 | 5/4.5 | 3,315 | 4 | 0.1 |
| 85949 Miner Pines Court, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $755,000 | $298 | 4/3 | 2,531 | 2 | 1.2 |
| 85417 Sandy Ridge Loop 0084, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Sep 2026 | $467,500 | $215 | 4/2 | 2,171 | 287 | 1.5 |
| 86718 Pages Dairy Road, Yulee, FL 32097Listed by TAYLORED REALTY, INC. | Aug 2026 | $265,000 | $102 | 3/2 | 2,595 | 89 | 1.5 |
| 85350 Sandy Ridge Loop 0039, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jul 2026 | $490,900 | $226 | 4/2 | 2,171 | 110 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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