This home is in St. Johns — a gated community home in St. Johns County.
$755,000Active Under Contract4 bd · 3 ba · 3,366 sq ft
Active Under Contract·52 days on market
94 Stone Creek Circle
St. Johns, FL 32259
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Johns
Luxury, Space, A-Rated Schools, and No CDD. Stunning Mediterranean-style 4-bed, 3-bath home nestled on a spacious .33-acre lot in the gated community of Stone Creek. 3,366 Sq Ft • Pond Views • 3-Car Garage • Huge Bonus Room. Soaring 20-foot ceilings and a dramatic 62'' floor-to-ceiling gas fireplace create an impressive great room, complemented by built-in surround sound. The gourmet kitchen features 42'' cabinetry, granite countertops, stainless appliances, smart refrigerator, double ovens, a butler's pantry and walk-in pantry. Two sets of triple sliding glass doors open to a large covered, pavered lanai with retractable screens overlooking the tranquil pond. Enjoy a huge bonus/media room, fenced backyard, 3-car garage (including one air-conditioned bay), smart-home lighting, updated fixtures and fans, and Gemstone trim lighting. Check out the 3D virtual & video tours. A truly exceptional home designed for entertaining and everyday luxury!
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: material not specified — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,760 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 13 mi · 80 parking spaces
Closest park or preserve
Gourd Island Conservation Areaabout 3 mi · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 4 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 6 mi · St. Johns River
Closest youth league fields
Durbin Crossing Parkabout 3 mi · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publixabout 2 mi · 2845 County Road 210 W, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,957/yr
Estimated taxes if purchased at asking price: ~$12,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 29, 2026Active Under Contract$755,000
- Oct 22, 2026Price change$755,000−$2,000
- Oct 1, 2026Price change$757,000−$3,000
- Sep 10, 2026Listed$760,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $224/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2625 Tunbridge Lane, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $825,000 | $221 | 5/4 | 3,729 | 59 | 0.5 |
| 2020 E Clovelly Lane, St. Augustine, FL 32092Listed by REAL BROKER LLC | Sep 2026 | $1,080,000 | $253 | 6/5 | 4,269 | 5 | 0.5 |
| 132 Palisade Drive, St. Augustine, FL 32092Listed by COMPASS FLORIDA LLC | Oct 2026 | $655,500 | $229 | 4/3.5 | 2,860 | 73 | 0.7 |
| 41 Palisade Drive, St. Augustine, FL 32092Listed by CASTILLO REAL ESTATE JAX | Sep 2026 | $590,000 | $217 | 4/3 | 2,723 | 88 | 0.8 |
| 3224 Sequoyah Circle, St. Johns, FL 32259Listed by ROUND TABLE REALTY | Oct 2026 | $733,500 | $269 | 4/2.5 | 2,726 | 2 | 0.9 |
| 1026 Glenneyre Circle, St. Augustine, FL 32092Listed by SAVVY AVENUE, LLC. | Oct 2026 | $1,010,000 | $292 | 5/4.5 | 3,456 | 65 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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