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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns a gated community home in St. Johns County.

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Active·Listed today

94 Stone Creek Circle

St. Johns, FL 32259

$760,000$226/sqftEst. $3,948/moMLS# 2164249
4
Beds
3
Baths
3,366
Sq Ft
2016
Built
3
Garage
No
Pool

About this home

St. Johns

Welcome to this stunning Mediterranean-style 4-bedroom, 3-bath home nestled on a spacious .33-acre lot in the gated community of Stone Creek, with A-rated St. Johns County schools and NO CDD fees! Soaring 20-foot ceilings and a dramatic 62'' floor-to-ceiling gas fireplace create an impressive great room, complemented by built-in surround sound. The gourmet kitchen features 42'' cabinetry, granite countertops, stainless appliances, smart refrigerator, double ovens, a butler's pantry and walk-in pantry. Two sets of triple sliding glass doors open to a large covered, pavered lanai with retractable screens overlooking the tranquil pond. Enjoy a huge bonus/media room, fenced backyard, 3-car garage (including one air-conditioned bay), smart-home lighting, updated fixtures and fans, and Gemstone trim lighting. Check out the 3D virtual & video tours. A truly exceptional home designed for entertaining and everyday luxury!

Cost to own

Mortgage calculator

$760,000
$152,000
Loan Term
Monthly Payment
$3,948
Principal & Interest: $3,948
Property taxes (est.): $1,011
Insurance (est.): $507
Estimated Total Monthly
$5,466
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$3,948
Property taxesest. at asking price, St. Johns County$1,011
HOAbilled monthly$140
Estimated total, before insurance$5,099/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,957/yr · $663/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,957/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Listed$760,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$760,000
Price / Sq Ft$226
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,366
Acres0.33 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address94 Stone Creek Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionStone Creek
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size14,374.8 sq ft
Parcel Number0099510320

Amenities

AmenitiesGated, Park, Playground
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Home
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
SecuritySecurity Gate

Exterior

Patio / PorchPatio, Screened
FencingBack Yard, Wrought Iron

Additional Information

Date ListedSeptember 10, 2026
Days on Market0
HOA Fees$140 / Monthly
HOA FrequencyMonthly
Tax Amount$7,956.53
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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