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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in South Hampton, St. Augustine — a home near Bartram Trail High School.

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Sold

Sold·Closed Sep 17, 2026·5 days on market·Recent sales in South Hampton·South Hampton

2020 E Clovelly Lane

St. Augustine, FL 32092

$1,080,000sold priceListed at $975,000 · 110.8% of asking$253/sqftMLS# 2158255
6
Beds
5
Baths
4,269
Sq Ft
2003
Built
3
Garage
Yes
Pool

13 more homes for sale in South Hampton →Search South Hampton on the map

FEMA Zone XHOA $111/moSingle Family Residence3 stories

About this home

South Hampton

Highest and best by Monday 8/17 at noon -- Set on a quiet cul-de-sac in a golf course community, this 6-bedroom, 5-bathroom home offers space to spread out and a backyard built for everyday living. The screened pool features a spa and sun shelf, all overlooking the golf course -- a private setting for morning coffee or evening swims. Inside, the layout gives every bedroom room to breathe, and the 3-car garage adds storage most homes can't match. Located in South Hampton, this home puts golf course living and easy access to St. Augustine within reach.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,982
Property taxesest. at asking price, St. Johns County$1,437
HOAbilled annually$111
Estimated total, before insurance$7,530/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,080,000
$216,000
Loan Term
Monthly Payment
$5,982
Principal & Interest: $5,982
Property taxes (est.): $1,437
Insurance (est.): $720
Estimated Total Monthly
$8,139
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 21, 2026Closed$975,000
  • Aug 18, 2026Active Under Contract$975,000
  • Aug 12, 2026Active$975,000
  • Aug 2, 2026Listed$975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $249/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2625 Tunbridge Lane, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$825,000$2215/43,729590.3
2357 W Clovelly Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$869,000$2185/4.53,990170.5
195 Stone Creek Circle, St. Johns, FL 32259Listed by NAVY TO NAVY HOMES LLCJul 2026$800,000$2494/33,215190.6
156 N Atherley Road, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$650,000$1844/33,541140.7
73 Arbor Creek Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$1,400,000$3505/4.54,005600.7
94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INCSep 2026$859,900$2744/33,1401260.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$975,000
Price / Sq Ft$228
Bedrooms6
Bathrooms5.00
Full Baths5
Square Footage4,269
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Salt Water, Screen Enclosure
Is WaterfrontNo

School Information

Community Information

Address2020 E Clovelly Lane, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSouth Hampton
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0099727090
ZoningSingle Family

Amenities

AmenitiesBasketball Court, Children's Pool, Clubhouse, Fitness Center, Golf Course, Maintenance Structure, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories3
LevelsThree Or More
LaundryIn Unit
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac, Wooded
Patio / PorchRear Porch, Screened
FencingFull
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 12, 2026
Days on Market5
HOA Fees$1,330.76 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About South Hampton

South Hampton is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all South Hampton homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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