This home is in Shearwater, St. Augustine.

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Active

Active·Listed today·Shearwater

1026 Glenneyre Circle

St. Augustine, FL 32092

$1,090,000$315/sqftEst. $5,540/moMLS# 2156221

Beds

Baths

3,456

Sq Ft

2017

Built

Garage

Yes

Pool

About this home

Shearwater

Welcome to 1026 Glenneyre Circle, a former Drees Model Home in the gated section of Shearwater. This luxurious one-story home offers 5 bedrooms, 4.5 baths, and over 3,400 square feet of beautifully designed living space. The open floor plan features soaring ceilings, abundant natural light, and a gourmet kitchen with premium appliances, oversized island, and custom cabinetry. The owner's suite includes a spa-inspired bath and spacious walk-in closet. Enjoy a covered lanai, heated screened saltwater pool and spa, and peaceful pond views. Upgrades include a Culligan whole-house filtration system with reverse osmosis, Generac whole-house generator, decorative wall and ceiling details, custom blinds, and extended cabinetry. Shearwater offers resort-style amenities including a lagoon pool, lazy river, fitness center, tennis courts, trails, parks, and top-rated St. Johns County schools, all minutes from shopping, dining, golf, and Florida's Historic Coast beaches.

Cost to own

Mortgage calculator

Home Price

$1,090,000

Down Payment: 20%

$218,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,540

Principal & Interest: $5,540

Property taxes (est.): $1,450

Insurance (est.): $727

Estimated Total Monthly

$7,717

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$5,540

Property taxesest. at asking price, St. Johns County$1,450

HOAbilled annually$76

Estimated total, before insurance$7,067/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Listed$1,090,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,090,000

Price / Sq Ft$315

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,456

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure, Waterfall

Is WaterfrontYes

Community Information

Address1026 Glenneyre Circle, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0100124940

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Waterfront TypeRiver Front

Interior

AppliancesOther, Convection Oven, Dishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Washer, Gas Cooktop, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

# of Stories1